Georgia Code
Chapter 1 - General Provisions
§ 13-1-15. Convenience Fee; When Appropriate

History. Code 1981, § 13-1-15 , enacted by Ga. L. 2015, p. 931, § 1/HB 299; Ga. L. 2017, p. 193, § 27/HB 143; Ga. L. 2020, p. 156, § 8/SB 462.
Effective date. —
This Code section became effective May 6, 2015.
The 2017 amendment, effective May 1, 2017, in the second sentence of subsection (b), substituted “is authorized to collect” for “may collect”; and, near the beginning of subsection (e), inserted “loans made pursuant to Chapter 1 of Title 7,”.
The 2020 amendment, effective June 30, 2020, substituted “installment loans” for “industrial loans” near the beginning of subsection (e). See Editor’s notes for applicability.
Code Commission notes.
Pursuant to Code Section 28-9-5, in 2020, “Code Section 7-3-12” was substituted for “Code Section 7-3-15” near the end of subsection (e).
Editor’s notes.
Ga. L. 2020, p. 156, § 1/SB 462, not codified by the General Assembly, provides that: “The General Assembly finds and declares that installment lending vitally affects the general economy of Georgia and the public interest and welfare of its citizens; therefore, it is the policy of Georgia and the purpose of this chapter to protect the interest of borrowers and provide for sound, efficient, and responsive regulation of installment lenders.”
Ga. L. 2020, p. 156, § 10/SB 462, not codified by the General Assembly, provides that: “This Act shall apply to all installment loan agreements entered into on and after July 1, 2020.

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