History. Ga. L. 1967, p. 674, § 2; Ga. L. 1999, p. 1229, § 1; Ga. L. 2020, p. 156, § 8/SB 462.
The 2020 amendment, effective June 30, 2020, substituted “installment loan” for “industrial loan” in the second sentence of paragraph (a)(12). See the Editor’s notes for applicability.
Editor’s notes.
Ga. L. 2020, p. 156, § 10/SB 462, not codified by the General Assembly, provides that: “This Act shall apply to all installment loan agreements entered into on and after July 1, 2020.”
Law reviews.
For article, “Eleventh Circuit Survey: January 1, 2008 — December 31, 2008: Article: Bankruptcy,” see 60 Mercer L. Rev. 1141 (2009).
For article, “The Over-Encumbered Trade-In in Chapter 13,” see 29 Emory Bankr. Dev. J. 15 (2012).
Structure Georgia Code
Chapter 1 - Selling and Other Trade Practices
Article 2 - Motor Vehicle Sales Financing
§ 10-1-31. Definitions; Construction
§ 10-1-33. Finance Charge Limitations; Assignment of Contract
§ 10-1-34. Right to Prepay Debt; Credit Upon Anticipation of Payments
§ 10-1-35. Refinancing Retail Installment Contract
§ 10-1-36. Disposition of Motor Vehicle Repossessed After Default; Right to Recover Deficiency
§ 10-1-37. Waiver of This Article Void
§ 10-1-38. Criminal and Civil Penalties