Do not sign this before you read it or if it contains any blank spaces. You are entitled to an exact copy of the paper you sign. You have the right to pay in advance the full amount due and under certain conditions to obtain a partial refund of the time price differential.”
The contract shall contain the names of the seller and the buyer, the place of business of the seller, and the residence or place of business of the buyer as specified by the buyer.
“Notice to the Buyer
History. Ga. L. 1967, p. 659, § 3; Ga. L. 1970, p. 98, § 1; Ga. L. 1981, p. 1797, § 1; Ga. L. 1998, p. 569, § 1; Ga. L. 2000, p. 136, § 10; Ga. L. 2019, p. 337, § 1-95/SB 132.
The 2019 amendment, effective July 1, 2019, in subsection (g), inserted “or her” in the middle of the first sentence and third sentences, and substituted “Department of Insurance” for “Insurance Department” in the middle of the second sentence.
Cross references.
Prohibition against suspension of gas or electrical service for failure to make payments on appliances purchased from or repaired by gas or electric utility company, § 16-12-3 .
Editor’s notes.
Ga. L. 1998, p. 569, § 2, not codified by the General Assembly, provided that the 1998 amendment was applicable to all retail installment contracts entered into on or after July 1, 1998.
U.S. Code.
Title I of the Consumer Credit Protection Act, referred to in subsection (d) of this Code section, is codified as 15 U.S.C. § 1601 et seq.
Title V of the Consumer Credit Protection Act, referred to in subsection (d) of this Code section, appears as various sections throughout 15 U.S.C.
Law reviews.
For note discussing impact of federal truth-in-lending legislation on state law, see 12 Ga. L. Rev. 814 (1978).
Structure Georgia Code
Chapter 1 - Selling and Other Trade Practices
Article 1 - Retail Installment and Home Solicitation Sales
§ 10-1-2. Definitions; Construction
§ 10-1-4. Requirements for Revolving Accounts; Limitations on Time Price Differential
§ 10-1-5. Mail Order and Telephone Sales
§ 10-1-6. Buyer’s Right to Cancel Home Solicitation Sale
§ 10-1-9. Transfer of Retail Installment Contracts or Revolving Accounts
§ 10-1-10. Disposition of Goods Repossessed After Default; Right to Recover Deficiency
§ 10-1-11. Second Mortgage Statute Not Affected; Exemption From Loan and Interest Statutes
§ 10-1-12. Prior Contracts or Accounts Not Affected
§ 10-1-13. Waiver of This Article Void
§ 10-1-14. Limitation of Actions
§ 10-1-15. Criminal and Civil Penalties
§ 10-1-16. Inapplicability of This Article to Educational Entities and Student Loan Transactions