Florida Statutes
Title XXXIII - Regulation of Trade, Commerce, Investments, and Solicitations
Chapter 520 - Retail Installment Sales

520.14 - Termination of retail installment contract for leasing a motor vehicle by a servicemember. - (1) Any servicemember, as defined in s. 250.01, may terminate...

Part II - Distributed Energy Generation System Sales (Ss. 520.20-520.26)

520.20 - Definitions. - (1) “Agreement” means a contract executed between a buyer or...

520.21 - Applicability. - History.—s. 5, ch. 2017-118.

520.22 - Safety compliance. - History.—s. 5, ch. 2017-118.

520.23 - Disclosures required. - (1) The name, address, telephone number, and e-mail address of...

520.24 - Rulemaking authority; standard disclosure form. - (1) The Department of Business and Professional Regulation shall adopt...

520.25 - Penalties. - (1) Any seller who willfully and intentionally violates any provision...

520.26 - Exemptions. - (1) A person or company, acting through its officers, employees,...

Part III - Retail Installment Sales (Ss. 520.30-520.42)

520.30 - Short title. - History.—s. 1, ch. 59-414; s. 3, ch. 76-168; s. 1,...

520.31 - Definitions. - (1) “Branch” means any location, other than a licensee’s principal...

520.32 - Licenses. - (1) A person may not engage in or transact the...

520.34 - Retail installment contracts. - (1)(a) A retail installment contract shall be in writing, shall...

520.345 - Simple-interest contracts. - (1) Instead of a finance charge computed on the amount...

520.35 - Revolving accounts. - (1) Every revolving account shall be in writing and shall...

520.351 - Consolidated debts. - (1) If debts arising from two or more retail installment...

520.36 - Mail order and telephone sales. - History.—s. 7, ch. 59-414; s. 11, ch. 69-370; s. 3,...

520.37 - Delinquency charges, attorney’s fees and court costs. - History.—s. 8, ch. 59-414; s. 3, ch. 76-168; s. 1,...

520.38 - Transfer of contracts. - History.—s. 9, ch. 59-414; s. 3, ch. 76-168; s. 1,...

520.39 - Penalties. - (1) Any person who willfully and intentionally violates any provision...

520.40 - Waiver. - History.—s. 11, ch. 59-414; s. 3, ch. 76-168; s. 1,...

520.41 - Prior contracts not affected. - History.—s. 13, ch. 59-414; s. 3, ch. 76-168; s. 1,...

520.42 - Construction. - History.—s. 14, ch. 59-414; s. 3, ch. 76-168; s. 1,...

Part IV - Installment Sales Finance (Ss. 520.50-520.57)

520.50 - Short title. - History.—s. 1, ch. 63-244; s. 3, ch. 76-168; s. 1,...

520.51 - Definitions. - History.—s. 2, ch. 63-244; ss. 12, 35, ch. 69-106; s....

520.52 - Licensees. - (1) A person may not engage in the business of...

520.57 - Penalties. - (1) Any person who willfully and intentionally violates any provision...

Part V - Home Improvement Sales and Finance (Ss. 520.60-520.98)

520.60 - Short title. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.61 - Definitions. - (1) “Banking institution” means any bank, bank and trust company,...

520.63 - Licensees. - (1) A person may not engage in or transact any...

520.68 - Persons not required to be licensed. - (1) An individual who performs services for a home improvement...

520.69 - Scope of license authority; scope of provisions. - (1) All persons engaged in the home improvement business as...

520.70 - Employee of the seller. - (1) No individual may concurrently represent more than one home...

520.71 - Contract copy to owner. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.72 - Cancellation of contract. - History.—s. 1, ch. 69-44; s. 1, ch. 70-149; s. 3,...

520.73 - Home improvement contract; form and content; separate disclosures. - (1) Every home improvement contract shall be evidenced by a...

520.74 - Provisions expressly prohibited. - (1) The buyer agrees not to assert against a home...

520.75 - Buyer’s waiver of statutory protection. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.76 - Insurance provisions, procurement, rates. - (1) The premium paid for any group credit life or...

520.78 - Finance charge limitation. - (1) The maximum finance charge included in a home improvement...

520.785 - Simple-interest contracts. - (1) Instead of a finance charge computed on the amount...

520.79 - Unauthorized charges. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.80 - Mortgages, promissory notes. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.81 - Completion certificate. - (1) Upon completion of the home improvement for which the...

520.82 - Statement of account. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.83 - Cancellation of contract on payment in full. - (1) For all home improvement contracts pursuant to which there...

520.84 - Credit to owner on prepayment. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.85 - Delinquency and collection charges; court costs and attorney’s fees. - History.—s. 1, ch. 69-44; s. 1, ch. 70-149; s. 3,...

520.86 - Extension or deferment. - (1) The holder of a home improvement contract, upon agreement...

520.87 - Receipt for cash payment; payment to assignor. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.88 - Assignments of contracts or notes. - (1) No holder shall sell, transfer, or assign any obligation...

520.90 - Prohibited acts. - (1) Abandonment or willful failure to perform, without justification, any...

520.91 - Uttering a false completion certificate. - History.—s. 1, ch. 69-44; s. 494, ch. 71-136; s. 3,...

520.92 - Compensation of other than licensee prohibited. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.98 - Penalties. - (1) Any person who willfully and intentionally violates any provision...

Part VI - Department Regulation of Sales and Finance (Ss. 520.993-520.999)

520.993 - Definitions. - History.—ss. 34, 36, ch. 90-103; s. 4, ch. 91-429.

520.994 - Powers of office. - (1) The office may issue and serve subpoenas to compel...

520.995 - Grounds for disciplinary action. - (1) The following acts are violations of this chapter and...

520.996 - Investigations and complaints. - (1)(a) The office or its agent may, at intermittent periods,...

520.9965 - Confidentiality of information relating to investigations and examinations. - (1)(a) Except as otherwise provided by this section, information relative...

520.997 - Books, accounts, and records. - (1) Every licensee shall maintain, at the principal place of...

520.998 - Regulatory Trust Fund. - History.—ss. 34, 36, ch. 90-103; s. 4, ch. 91-429; s....

520.999 - Requirements of licensees. - (1) Each licensee under this chapter shall report, on a...

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Florida Statutes Title XXXIII - Regulation of Trade, Commerce, Investments, and Solicitations Chapter 520 - Retail Installment Sales

Florida Statutes
Title XXXIII - Regulation of Trade, Commerce, Investments, and Solicitations
Chapter 520 - Retail Installment Sales