Florida Statutes
Chapter 520 - Retail Installment Sales
Part V - Home Improvement Sales and Finance (Ss. 520.60-520.98)

520.60 - Short title. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.61 - Definitions. - (1) “Banking institution” means any bank, bank and trust company,...

520.63 - Licensees. - (1) A person may not engage in or transact any...

520.68 - Persons not required to be licensed. - (1) An individual who performs services for a home improvement...

520.69 - Scope of license authority; scope of provisions. - (1) All persons engaged in the home improvement business as...

520.70 - Employee of the seller. - (1) No individual may concurrently represent more than one home...

520.71 - Contract copy to owner. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.72 - Cancellation of contract. - History.—s. 1, ch. 69-44; s. 1, ch. 70-149; s. 3,...

520.73 - Home improvement contract; form and content; separate disclosures. - (1) Every home improvement contract shall be evidenced by a...

520.74 - Provisions expressly prohibited. - (1) The buyer agrees not to assert against a home...

520.75 - Buyer’s waiver of statutory protection. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.76 - Insurance provisions, procurement, rates. - (1) The premium paid for any group credit life or...

520.78 - Finance charge limitation. - (1) The maximum finance charge included in a home improvement...

520.785 - Simple-interest contracts. - (1) Instead of a finance charge computed on the amount...

520.79 - Unauthorized charges. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.80 - Mortgages, promissory notes. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.81 - Completion certificate. - (1) Upon completion of the home improvement for which the...

520.82 - Statement of account. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.83 - Cancellation of contract on payment in full. - (1) For all home improvement contracts pursuant to which there...

520.84 - Credit to owner on prepayment. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.85 - Delinquency and collection charges; court costs and attorney’s fees. - History.—s. 1, ch. 69-44; s. 1, ch. 70-149; s. 3,...

520.86 - Extension or deferment. - (1) The holder of a home improvement contract, upon agreement...

520.87 - Receipt for cash payment; payment to assignor. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.88 - Assignments of contracts or notes. - (1) No holder shall sell, transfer, or assign any obligation...

520.90 - Prohibited acts. - (1) Abandonment or willful failure to perform, without justification, any...

520.91 - Uttering a false completion certificate. - History.—s. 1, ch. 69-44; s. 494, ch. 71-136; s. 3,...

520.92 - Compensation of other than licensee prohibited. - History.—s. 1, ch. 69-44; s. 3, ch. 76-168; s. 1,...

520.98 - Penalties. - (1) Any person who willfully and intentionally violates any provision...