Florida Statutes
Chapter 642 - Legal Expense Insurance
642.041 - Grounds for Compulsory Refusal, Suspension, or Revocation of License or Appointment of Contracting Sales Representatives.


(1) Material misstatement, misrepresentation, or fraud in obtaining or attempting to obtain a license or appointment.
(2) The license or appointment is willfully used, or to be used, to circumvent any of the requirements or prohibitions of ss. 642.011-642.049.
(3) Willful misrepresentation of any legal expense contract or willful deception with regard to any such contract, performed either in person or by any form of dissemination of information or advertising.
(4) In the adjustment of claims, material misrepresentation to a contract holder or other interested party of the terms and coverage of a contract, with the intent and for the purpose of settling such claim on less favorable terms than those provided in and contemplated by the contract.
(5) Demonstrated lack of fitness or trustworthiness to engage in the business of legal expense insurance.
(6) Demonstrated lack of adequate knowledge and technical competence to engage in the transactions authorized by the license or appointment.
(7) Fraudulent or dishonest practices in the conduct of business under the license or appointment.
(8) Misappropriation, conversion, or unlawful withholding of moneys belonging to an insurer or other person and received in the conduct of business under the license or appointment.
(9) Unlawfully rebating, or attempting to unlawfully rebate, or unlawfully dividing, or offering to divide, his or her commission with another.
(10) Willful failure to comply with, or willful violation of, any proper order or rule of the office, commission, or department or willful violation of any provision of ss. 642.011-642.049.
(11) Being found guilty of, or pleading guilty or nolo contendere to, a felony or a crime punishable by imprisonment of 1 year or more under the law of the United States of America or any state thereof or under the law of any other country which involves moral turpitude, without regard to whether a judgment of conviction has been entered.
History.—s. 1, ch. 79-103; s. 2, ch. 81-318; ss. 16, 20, 21, ch. 83-278; s. 55, ch. 88-166; s. 180, ch. 91-108; ss. 6, 7, ch. 93-147; s. 498, ch. 97-102; s. 71, ch. 2002-206; s. 1646, ch. 2003-261.

Structure Florida Statutes

Florida Statutes

Title XXXVII - Insurance

Chapter 642 - Legal Expense Insurance

642.011 - Short Title.

642.013 - Purpose.

642.015 - Definitions.

642.016 - Chapter Exclusive; Applicability of Other Laws.

642.017 - Exemptions.

642.019 - Organization of Legal Expense Insurance Corporations.

642.021 - Certificate of Authority.

642.022 - Insurance Business Not Authorized.

642.023 - Required Deposit or Bond.

642.024 - Levy Upon Deposit.

642.025 - Policy and Certificate Forms.

642.0261 - Net Worth Required of Applicants.

642.0262 - Net Worth Required to Maintain Certificate of Authority.

642.027 - Premium Rates.

642.029 - Contracts by Insurers.

642.0301 - Filing, License, Statement, and Miscellaneous Fees.

642.032 - Provisions of General Insurance Law Applicable to Legal Expense Insurance Corporations.

642.0331 - Grounds for Suspension or Revocation of Certificate.

642.0334 - Order; Notice of Suspension or Revocation of Certificate; Effect; Publication.

642.0336 - Duration of Suspension; Obligations During Suspension; Reinstatement.

642.0338 - Administrative Fine in Lieu of Suspension or Revocation.

642.034 - License and Appointment Required.

642.036 - Sales Representatives to Be Licensed and Appointed.

642.038 - Reporting and Accounting for Funds.

642.041 - Grounds for Compulsory Refusal, Suspension, or Revocation of License or Appointment of Contracting Sales Representatives.

642.043 - Grounds for Discretionary Refusal, Suspension, or Revocation of License or Appointment of Sales Representatives.

642.045 - Procedure for Refusal, Suspension, or Revocation of License and Appointment of Sales Representative; Departmental Action Upon Violation by Licensed Insurance Agent.

642.047 - Administrative Fine in Lieu of Suspension or Revocation of License or Appointment.

642.0475 - Civil Remedy.

642.048 - Prohibited Sales.

642.049 - Construction.