Florida Statutes
Part II - Home Warranty Associations (Ss. 634.301-634.348)
634.344 - Coercion of debtor prohibited.


(1) When a home warranty is sold in connection with the lending of money, a person may not require, as a condition precedent or condition subsequent to the lending of the money or the extension of the credit or any renewal thereof, that the person to whom such money or credit is extended purchase a home warranty.
(2) When a home warranty is purchased in connection with the lending of money, the insurer or home warranty association or the sales representative of the insurer or home warranty association shall advise the borrower or purchaser in writing that Florida law prohibits the lender from requiring the purchase of a home warranty as a condition precedent or condition subsequent to the making of the loan.
History.—s. 30, ch. 83-323; s. 1, ch. 84-94; s. 20, ch. 93-195; s. 1483, ch. 2003-261; s. 28, ch. 2010-175.

Structure Florida Statutes

Florida Statutes

Title XXXVII - Insurance

Chapter 634 - Warranty Associations

Part II - Home Warranty Associations (Ss. 634.301-634.348)

634.301 - Definitions.

634.302 - Powers of department, commission, and office; rules.

634.3025 - Part exclusive; applicability of other laws.

634.303 - License required.

634.304 - Qualifications for license.

634.305 - Required deposit or bond.

634.3051 - Levy upon deposit limited.

634.306 - Application for and issuance of license.

634.307 - License expiration; renewal.

634.3073 - Acquisition.

634.3076 - Prohibited investments and loans.

634.3077 - Financial requirements.

634.3078 - Assets and liabilities.

634.308 - Grounds for suspension or revocation of license.

634.309 - Procedure to suspend or revoke license.

634.310 - Order, notice of suspension or revocation of license; effect; publication.

634.311 - Duration of suspension; obligations of association during suspension period; reinstatement.

634.3112 - Administrative fine in lieu of suspension or revocation of license of association.

634.312 - Forms; required provisions and procedures.

634.3123 - Noncompliant forms.

634.313 - Tax on premiums; annual statement; reports.

634.3135 - Office records required.

634.314 - Examination of associations.

634.315 - Service of process.

634.317 - License and appointment required.

634.318 - License and appointment of sales representatives.

634.319 - Reporting and accounting for funds.

634.320 - Grounds for compulsory refusal, suspension, or revocation of license or appointment of sales representatives.

634.3205 - Rebating; when allowed.

634.321 - Grounds for discretionary refusal, suspension, or revocation of license or appointment of sales representatives.

634.322 - Procedure for refusal, suspension, or revocation of license or appointment of sales representatives.

634.3225 - Duration of suspension or revocation of license or appointment.

634.323 - Administrative fine in lieu of suspension or revocation of sales representative’s license or appointment.

634.324 - Disposition of taxes and fees.

634.325 - Insurance business not authorized.

634.326 - Fronting not permitted.

634.327 - Applicability to warranty on new home.

634.328 - Penalty for violation.

634.3284 - Civil remedy.

634.329 - Dissolution or liquidation.

634.331 - Coverage of property for sale.

634.335 - Unfair methods of competition and unfair or deceptive acts or practices prohibited.

634.336 - Unfair methods of competition and unfair or deceptive acts or practices defined.

634.337 - Power of department and office to examine and investigate.

634.338 - Prohibited practices; hearings; procedure; service of process.

634.3385 - Unauthorized entities; gifts and grants.

634.339 - Cease and desist and penalty orders.

634.34 - Appeals from orders of the department or office.

634.341 - Penalty for violation of cease and desist order.

634.342 - Injunctive proceedings.

634.343 - Civil liability.

634.344 - Coercion of debtor prohibited.

634.346 - Home warranty coverage requirements.

634.348 - Investigatory records.