Florida Statutes
Part I - Motor Vehicle Service Agreement Companies (Ss. 634.011-634.288)
634.271 - Civil remedy.


(1) Any person damaged by a violation of the provisions of this part may bring a civil action against a person who violated such provisions, in the circuit court of the county in which the alleged violator resides or has her or his principal place of business or in the county wherein the alleged violation occurred. Upon an adverse adjudication, the defendant shall be liable for actual damages or $500, whichever is greater, together with court costs and reasonable attorney’s fees incurred by the plaintiff.
(2) No such court costs or attorney’s fee or compensation shall be allowed if such suit was commenced prior to the parties’ complying with any and all arbitration provisions existing in the service agreement or policy.
(3) When so awarded, court costs and compensation or fees of the attorney shall be included in the judgment or decree rendered in the case.
(4) If it appears to the court that the suit brought by the plaintiff is ill-founded or brought for purposes of harassment, the plaintiff shall be liable for court costs and reasonable attorney’s fees incurred by the defendant.
(5) The penalty provisions in ss. 520.12 and 521.006, as well as the statutory penalty in subsection (1), do not apply to any violation of this part or chapters 520 and 521 relating to or in connection with the sale or failure to disclose in a retail installment contract or lease, prior to April 23, 2002, of a vehicle protection product, or contract or agreement that provides for payment of vehicle protection expenses, as defined in s. 634.011(8)(b)1., so long as the sale of such product, contract, or agreement was otherwise disclosed to the consumer in writing at the time of the purchase or lease. However, in the event of a violation for which such statutory penalties do not apply, the court shall award actual damages and costs, including reasonable attorney’s fees. Nothing in this subsection shall be construed to require the application of the referenced statutory penalty provisions where this subsection is not applicable.
History.—ss. 30, 33, ch. 82-234; s. 68, ch. 91-106; s. 20, ch. 93-195; s. 466, ch. 97-102; s. 1, ch. 2005-151; s. 5, ch. 2008-178.

Structure Florida Statutes

Florida Statutes

Title XXXVII - Insurance

Chapter 634 - Warranty Associations

Part I - Motor Vehicle Service Agreement Companies (Ss. 634.011-634.288)

634.011 - Definitions.

634.021 - Powers of department, commission, and office; rules.

634.023 - Part exclusive; applicability of other laws.

634.031 - License required.

634.041 - Qualifications for license.

634.042 - Prohibited investments and loans.

634.044 - Assets and liabilities.

634.045 - Guarantee agreements.

634.052 - Required deposit.

634.053 - Levy upon deposit limited.

634.061 - Application for and issuance of license.

634.071 - License continuance.

634.081 - Suspension or revocation of license; grounds.

634.095 - Prohibited acts.

634.101 - Order, notice of suspension or revocation of license; effect; publication.

634.111 - Duration of suspension; obligations of company during suspension period; reinstatement.

634.121 - Forms, required procedures, provisions; delivery and definitions.

634.1213 - Noncompliant forms.

634.131 - Tax on premiums and assessments.

634.136 - Office records required.

634.137 - Financial and statistical reporting requirements.

634.141 - Examination of companies.

634.151 - Service of process; appointment of commissioner as process agent.

634.161 - Service of process; method.

634.171 - Salesperson to be licensed and appointed.

634.181 - Grounds for compulsory refusal, suspension, or revocation of license or appointment of salespersons.

634.1815 - Rebating; when allowed.

634.191 - Grounds for discretionary refusal, suspension, or revocation of license or appointment of salespersons.

634.201 - Refusal, suspension, or revocation of license or appointment of salespersons.

634.211 - Administrative fine in lieu of suspension or revocation of license or appointment.

634.221 - Disposition of taxes and fees.

634.231 - Insurance business not authorized.

634.241 - Prohibition against fronting.

634.242 - Injunctive proceedings.

634.251 - Penalty for violation.

634.2515 - Penalty for selling agreements of a nonlicensed company.

634.252 - Acquisition.

634.253 - Delinquency proceedings.

634.261 - Voluntary compliance in lieu of suspension or revocation.

634.271 - Civil remedy.

634.2815 - Unfair methods of competition and unfair or deceptive acts or practices prohibited.

634.282 - Unfair methods of competition and unfair or deceptive acts or practices defined.

634.2825 - Motor vehicle service agreement cost specified in “price package.”

634.283 - Power of department and office to examine and investigate.

634.284 - Prohibited practices; hearings; procedure; service of process.

634.285 - Cease and desist and penalty orders.

634.2855 - Unauthorized entities; gifts and grants.

634.286 - Appeals from orders of the department or office.

634.287 - Penalty for violation of cease and desist order.

634.288 - Civil liability.