(1) The valid and collectible liability insurance or personal injury protection insurance providing coverage for the lessor of a motor vehicle for rent or lease is primary unless otherwise stated in at least 10-point type on the face of the rental or lease agreement. Such insurance is primary for the limits of liability and personal injury protection coverage as required by ss. 324.021(7) and 627.736.
(2) If the lessee’s coverage is to be primary, the rental or lease agreement must contain the following language, in at least 10-point type:
“The valid and collectible liability insurance and personal injury protection insurance of any authorized rental or leasing driver is primary for the limits of liability and personal injury protection coverage required by ss. 324.021(7) and 627.736, Florida Statutes.”
History.—s. 1, ch. 76-56; s. 3, ch. 76-168; s. 1, ch. 77-174; s. 1, ch. 77-457; s. 29, ch. 77-468; ss. 2, 3, ch. 81-318; ss. 563, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318; s. 1, ch. 95-157.
Structure Florida Statutes
Chapter 627 - Insurance Rates and Contracts
Part XI - Motor Vehicle and Casualty Insurance Contracts (Ss. 627.7261-627.7491)
627.7261 - Refusal to issue policy.
627.7263 - Rental and leasing driver’s insurance to be primary; exception.
627.7275 - Motor vehicle liability.
627.7276 - Notice of limited coverage.
627.7277 - Notice of renewal premium.
627.728 - Cancellations; nonrenewals.
627.7281 - Cancellation notice.
627.7282 - Notice of additional premium; cancellation upon nonpayment.
627.7283 - Cancellation; return of unearned premium.
627.7285 - Experience while operating a train.
627.7286 - Renewal of policy and setting of rates; certain experience not a factor.
627.7288 - Comprehensive coverage; deductible not to apply to motor vehicle glass.
627.7295 - Motor vehicle insurance contracts.
627.72951 - Temporary binding permitted.
627.730 - Florida Motor Vehicle No-Fault Law.
627.7311 - Effect of law on personal injury protection policies.
627.734 - Proof of security; security requirements; penalties.
627.736 - Required personal injury protection benefits; exclusions; priority; claims.
627.737 - Tort exemption; limitation on right to damages; punitive damages.
627.739 - Personal injury protection; optional limitations; deductibles.
627.7401 - Notification of insured’s rights.
627.7403 - Mandatory joinder of derivative claim.
627.7405 - Insurers’ right of reimbursement.
627.7407 - Application of the Florida Motor Vehicle No-Fault Law.
627.7415 - Commercial motor vehicles; additional liability insurance coverage.
627.742 - Nonpublic sector buses; additional liability insurance coverage.
627.743 - Payment of third-party claims.
627.744 - Preinsurance inspection of private passenger motor vehicles.
627.745 - Mediation of claims.
627.746 - Coverage for minors who have a learner’s driver license; additional premium prohibited.
627.747 - Named driver exclusion.
627.748 - Transportation network companies.
627.7483 - Peer-to-peer car sharing; insurance requirements.
627.749 - Autonomous vehicles; insurance requirements.
627.7491 - Official law enforcement vehicles; motor vehicle insurance requirements.