Florida Statutes
Part I - Rates and Rating Organizations (Ss. 627.011-627.381)
627.021 - Scope of this part.


(1) This part of this chapter applies only to property, casualty, and surety insurances on subjects of insurance resident, located, or to be performed in this state.
(2) This part does not apply to:
(a) Reinsurance, except joint reinsurance as provided in s. 627.311.
(b) Insurance against loss of or damage to aircraft, their hulls, accessories, or equipment, or against liability, other than workers’ compensation and employer’s liability, arising out of the ownership, maintenance, or use of aircraft.
(c) Insurance of vessels or craft, their cargoes, marine builders’ risks, marine protection and indemnity, or other risks commonly insured under marine insurance policies.
(d) Commercial inland marine insurance.
(e) Surplus lines insurance placed under the provisions of ss. 626.913-626.937.

(3) For the purposes of this part, all motor vehicle insurance shall be deemed to be casualty insurance only.
(4) This part does not apply to health insurance.
History.—s. 413, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; s. 92, ch. 79-40; ss. 2, 3, ch. 81-318; ss. 337, 357, 809(2nd), ch. 82-243; ss. 49, 79, ch. 82-386; s. 2, ch. 88-166; s. 114, ch. 92-318; s. 1, ch. 98-173; s. 147, ch. 2020-2.

Structure Florida Statutes

Florida Statutes

Title XXXVII - Insurance

Chapter 627 - Insurance Rates and Contracts

Part I - Rates and Rating Organizations (Ss. 627.011-627.381)

627.011 - Short title.

627.021 - Scope of this part.

627.031 - Purposes of this part; interpretation.

627.041 - Definitions.

627.0612 - Administrative proceedings in rating determinations.

627.0613 - Consumer advocate.

627.062 - Rate standards.

627.0621 - Transparency in rate regulation.

627.0625 - Commercial property and casualty risk management plans.

627.0628 - Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption.

627.06281 - Public hurricane loss projection model; reporting of data by insurers.

627.0629 - Residential property insurance; rate filings.

627.06291 - Excess profits of residential property insurer; return.

627.06292 - Reports of hurricane loss data and associated exposure data; public records exemption.

627.0645 - Annual filings.

627.06501 - Insurance discounts for certain persons completing driver improvement course.

627.0651 - Making and use of rates for motor vehicle insurance.

627.0652 - Insurance discounts for certain persons completing safety course.

627.0653 - Insurance discounts for specified motor vehicle equipment.

627.06535 - Electric vehicles; restrictions on imposing surcharges.

627.0654 - Insurance discounts for buildings with fire sprinklers.

627.0655 - Policyholder loss or expense-related premium discounts.

627.066 - Excessive profits for motor vehicle insurance prohibited.

627.0665 - Automatic bank withdrawal agreements; notification required.

627.072 - Making and use of rates.

627.091 - Rate filings; workers’ compensation and employer’s liability insurances.

627.0915 - Rate filings; workers’ compensation, drug-free workplace, and safe employers.

627.0916 - Agricultural horse farms.

627.092 - Workers’ Compensation Administrator.

627.093 - Application of s. 286.011 to workers’ compensation and employer’s liability insurances.

627.096 - Workers’ Compensation Rating Bureau.

627.101 - When filing becomes effective; workers’ compensation and employer’s liability insurances.

627.111 - Effective date of filing.

627.141 - Subsequent disapproval of filing; workers’ compensation and employer’s liability insurances.

627.151 - Basis of approval or disapproval of workers’ compensation or employer’s liability insurance filing; scope of disapproval power.

627.1615 - Workers’ compensation applicant discrimination.

627.162 - Requirements for premium installments; delinquency, collection, and check return charges; attorney’s fees.

627.171 - Excess rates.

627.191 - Adherence to filings; workers’ compensation and employer’s liability insurances.

627.192 - Workers’ compensation insurance; employee leasing arrangements.

627.211 - Deviations; workers’ compensation and employer’s liability insurances.

627.212 - Workplace safety program surcharge.

627.215 - Excessive profits for commercial property and commercial casualty insurance prohibited.

627.221 - Rating organizations; licensing; fee.

627.231 - Subscribers to rating organizations.

627.241 - Notice of changes.

627.251 - Bureau rules not to affect dividends.

627.261 - Actuarial and technical services.

627.281 - Appeal from rating organization; workers’ compensation and employer’s liability insurance filings.

627.285 - Independent actuarial peer review of workers’ compensation rating organization.

627.291 - Information to be furnished insureds; appeal by insureds; workers’ compensation and employer’s liability insurances.

627.301 - Advisory organizations.

627.311 - Joint underwriters and joint reinsurers; public records and public meetings exemptions.

627.312 - Transitional provisions.

627.3121 - Public records and public meetings exemptions.

627.313 - Workers’ Compensation Joint Underwriting Plan; audit requirements.

627.314 - Concerted action by two or more insurers.

627.318 - Records.

627.331 - Recording and reporting of loss, expense, and claims experience; rating information.

627.351 - Insurance risk apportionment plans.

627.3511 - Depopulation of Citizens Property Insurance Corporation.

627.3512 - Recoupment of residual market deficit assessments.

627.3513 - Standards for sale of bonds by Citizens Property Insurance Corporation.

627.3515 - Market assistance plan; property and casualty risks.

627.3517 - Consumer choice.

627.3518 - Citizens Property Insurance Corporation policyholder eligibility clearinghouse program.

627.35191 - Required reports.

627.35193 - Consumer reporting agency request for claims data from Citizens Property Insurance Corporation.

627.352 - Security of data and information technology in Citizens Property Insurance Corporation.

627.357 - Medical malpractice self-insurance.

627.361 - False or misleading information.

627.371 - Hearings.

627.381 - Penalty for violation.