(1) A customer representative’s license shall not cover life insurance or any kind of insurance for which the agent or agency by which he or she is appointed is not then licensed.
(2) A customer representative may engage in transacting insurance with customers who have been solicited by any agent or customer representative in the same agency, and may engage in transacting insurance with customers who have not been so solicited to the extent and under conditions that are otherwise consistent with this part and with the insurer’s contract with the agent appointing him or her.
(3) A customer representative shall be a salaried employee of the agent or agency. His or her compensation shall not be primarily based on commissions or the production of applications, insurance, or premiums.
(4) A customer representative shall not engage in transacting insurance outside of the office of his or her agent or agency.
(5) All business transacted by a customer representative under his or her license shall be in the name of the agent or agency by which he or she is appointed, and the agent or agency shall be responsible and accountable for all acts of the customer representative within the scope of such appointment.
History.—ss. 74, 207, ch. 90-363; s. 4, ch. 91-429; s. 246, ch. 97-102; s. 83, ch. 2003-1; s. 46, ch. 2003-267; s. 39, ch. 2003-281; s. 9, ch. 2015-180.
Structure Florida Statutes
Chapter 626 - Insurance Field Representatives and Operations
Part II - General Lines Agents (Ss. 626.726-626.754)
626.728 - This part supplements licensing law.
626.729 - “Industrial fire insurance” defined.
626.731 - Qualifications for general lines agent’s license.
626.7315 - Prohibition against the unlicensed transaction of general lines insurance.
626.732 - Requirement as to knowledge, experience, or instruction.
626.733 - Agency firms and corporations; special requirements.
626.734 - Corporations, liability of agent.
626.7351 - Qualifications for customer representative’s license.
626.7352 - Customer representative’s office.
626.7353 - Appointment of customer representatives.
626.7354 - Customer representative’s powers; agent’s or agency’s responsibility.
626.741 - Nonresident agents; licensing and restrictions.
626.742 - Nonresident agents; service of process.
626.743 - Nonresident agents; retaliatory provision.
626.744 - Service representatives; application for license.
626.745 - Service representatives, managing general agents; managers; activities.
626.7451 - Managing general agents; required contract provisions.
626.7452 - Managing general agents; examination authority.
626.7453 - Managing general agents; errors and omissions insurance.
626.7454 - Managing general agents; duties of insurers.
626.7455 - Managing general agent; responsibility of insurer.
626.749 - Place of business in residence.
626.7491 - Business transacted with producer controlled property and casualty insurer.
626.7492 - Reinsurance intermediaries.
626.752 - Exchange of business.
626.753 - Sharing commissions; penalty.
626.754 - Rights of agent following termination of appointment.