Delaware Code
Part 3. Perfection and Priority
§ 9-304. Law governing perfection and priority of security interests in deposit accounts.

(a) Law of bank's jurisdiction governs. — The local law of a bank's jurisdiction governs perfection, the effect of perfection or nonperfection, and the priority of a security interest in a deposit account maintained with that bank.
(b) Bank's jurisdiction. — The following rules determine a bank's jurisdiction for purposes of this part:

(1) If an agreement between the bank and the debtor governing the deposit account expressly provides that a particular jurisdiction is the bank's jurisdiction for purposes of this part, this Article, or the Uniform Commercial Code, that jurisdiction is the bank's jurisdiction.
(2) If paragraph (1) does not apply and an agreement between the bank and its customer governing the deposit account expressly provides that the agreement is governed by the law of a particular jurisdiction, that jurisdiction is the bank's jurisdiction.
(3) If neither paragraph (1) nor paragraph (2) applies and an agreement between the bank and its customer governing the deposit account expressly provides that the deposit account is maintained at an office in a particular jurisdiction, that jurisdiction is the bank's jurisdiction.
(4) If none of the preceding paragraphs applies, the bank's jurisdiction is the jurisdiction in which the office identified in an account statement as the office serving the customer's account is located.
(5) If none of the preceding paragraphs applies, the bank's jurisdiction is the jurisdiction in which the chief executive office of the bank is located.

Structure Delaware Code

Delaware Code

Title 6 - Commerce and Trade

Article 9. Secured Transactions

Part 3. Perfection and Priority

§ 9-301. Law governing perfection and priority of security interests.

§ 9-302. Law governing perfection and priority of agricultural liens.

§ 9-303. Law governing perfection and priority of security interests in goods covered by a certificate of title.

§ 9-304. Law governing perfection and priority of security interests in deposit accounts.

§ 9-305. Law governing perfection and priority of security interests in investment property.

§ 9-306. Law governing perfection and priority of security interests in letter-of-credit rights.

§ 9-307. Location of debtor.

§ 9-308. When security interest or agricultural lien is perfected; continuity of perfection.

§ 9-309. Security interest perfected upon attachment.

§ 9-310. When filing required to perfect security interest or agricultural lien; security interests and agricultural liens to which filing provisions do not apply.

§ 9-311. Perfection of security interests in property subject to certain statutes, regulations, and treaties.

§ 9-312. Perfection of security interests in chattel paper, deposit accounts, documents, goods covered by documents, instruments, investment property, letter-of-credit rights, and money; perfection by permissive filing; temporary perfection without f...

§ 9-313. When possession by or delivery to secured party perfects security interest without filing.

§ 9-314. Perfection by control.

§ 9-315. Secured party's rights on disposition of collateral and in proceeds.

§ 9-316. Effect of change in governing law.

§ 9-317. Interests that take priority over or take free of security interest or agricultural lien.

§ 9-318. No interest retained in right to payment that is sold; rights and title of seller of account or chattel paper with respect to creditors and purchasers.

§ 9-319. Rights and title of consignee with respect to creditors and purchasers.

§ 9-320. Buyer of goods.

§ 9-321. Licensee of general intangible and lessee of goods in ordinary course of business.

§ 9-322. Priorities among conflicting security interests in and agricultural liens on same collateral.

§ 9-323. Future advances.

§ 9-324. Priority of purchase-money security interests.

§ 9-326. Priority of security interests created by new debtor.

§ 9-327. Priority of security interests in deposit account.

§ 9-328. Priority of security interests in investment property.

§ 9-329. Priority of security interests in letter-of-credit right.

§ 9-330. Priority of purchaser of chattel paper or instrument.

§ 9-331. Priority of rights of purchasers of instruments, documents, and securities under other articles; priority of interests in financial assets and security entitlements under Article 8.

§ 9-332. Transfer of money; transfer of funds from deposit account.

§ 9-333. Priority of certain liens arising by operation of law.

§ 9-334. Priority of security interests in fixtures and crops.

§ 9-335. Accessions.

§ 9-336. Commingled goods.

§ 9-337. Priority of security interests in goods covered by certificate of title.

§ 9-338. Priority of security interest or agricultural lien perfected by filed financing statement providing certain incorrect information.

§ 9-339. Priority subject to subordination.

§ 9-340. Effectiveness of right of recoupment or set-off against deposit account.

§ 9-341. Bank's rights and duties with respect to deposit account.

§ 9-342. Bank's right to refuse to enter into or disclose existence of control agreement.