(a) Insurers that use insurance scores to underwrite and rate risks must file their scoring models with the Commissioner. A third party may file scoring models on behalf of insurers. A filing that includes insurance scoring may include loss experience justifying the use of credit information.
(b) Any filing relating to credit information is considered proprietary or trade secret under § 10002(o)(2) of Title 29 or upon the request of the insurer or owner of the document and subject to the confidentiality provisions of § 321(g) of this title.
Structure Delaware Code
Chapter 83. Use of Credit Information in Insurance
§ 8301. Purpose [For applicability of this section, see 81 Del. Laws, c. 108, § 3].
§ 8302. Scope [For applicability of this section, see 81 Del. Laws, c. 108, § 3].
§ 8303. Definitions [For applicability of this section, see 81 Del. Laws, c. 108, § 3].
§ 8307. Notification [For applicability of this section, see 81 Del. Laws, c. 108, § 3].
§ 8308. Adverse action [For applicability of this section, see 81 Del. Laws, c. 108, § 3].
§ 8309. Filing [For applicability of this section, see 81 Del. Laws, c. 108, § 3].
§ 8312. Severability [For applicability of this section, see 81 Del. Laws, c. 108, § 3].