The purpose and intent of this chapter are to promote the availability of health insurance coverage to small employers regardless of their health status or claims experience, to prevent abusive rating practices, to require disclosure of rating practices to purchasers, to establish rules regarding renewability of coverage, to establish limitations on the use of preexisting condition exclusions, to provide for development of “basic” and “standard” health benefit plans to be offered to all small employers, to provide for establishment of a reinsurance program, and to improve the overall fairness and efficiency of the small group health insurance market.
This chapter is not intended to provide a comprehensive solution to the problem of affordability of health care or health insurance.
Structure Delaware Code
Chapter 72. SMALL EMPLOYER HEALTH INSURANCE
§ 7202. Definitions [For application of this section, see 79 Del. Laws, c. 99, § 19].
§ 7203. Applicability and scope.
§ 7204. Establishment of classes of business.
§ 7205. Restrictions relating to premium rates.
§ 7206. Renewability of coverage.
§ 7208. Notice of intent to operate as a risk-assuming carrier.
§ 7209. Application to become a risk-assuming carrier.
§ 7211. Health benefit plan committee.
§ 7212. Periodic market evaluation.
§ 7213. Waiver of certain state laws.
§ 7214. Administrative procedures.
§ 7215. Standards to assure fair marketing.
§ 7216. Regulations; exceptions.
§ 7217. Disclosure of rating practices; certification of compliance.