Delaware Code
Chapter 42. DELAWARE INSURANCE GUARANTY ASSOCIATION ACT
§ 4203. Scope.

This chapter shall apply to all kinds of direct insurance but does not apply to any of the following:

(1) Life, annuity, health and disability insurance;
(2) Mortgage guaranty, financial guaranty and other forms of financial guarantees;
(3) Fidelity and surety bonds, or other bonding obligations;
(4) Credit insurance, vendors single interest insurance, or collateral protection insurance or any similar insurance protecting the interests of a creditor arising out of a creditor-debtor transaction;
(5) Insurance of warranties or service contracts, including insurance that provides for the repair, replacement, or service of goods or property, or indemnification for repair, replacement, or service, for the operational or structural failure of the goods or property due to a defect in materials, workmanship, or normal wear and tear, or provides reimbursement for the liability incurred by the issuer of agreements or service contracts that provide such benefits;
(6) Title insurance;
(7) Ocean marine insurance;
(8) Any transaction or combinations of transactions between a person (including affiliates of such person) and an insurer (including affiliates of such insurer) which involves the transfer of an investment or credit risk unaccompanied by the transfer of insurance risk;
(9) Any insurance provided by or guaranteed by government.

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