Delaware Code
Subchapter III. Declinations, Renewals and Cancellations of Property Insurance Contracts
§ 4131. Inquiries.

An insurer shall not consider an inquiry regarding a homeowners policy or a loss under that policy to be a claim for purposes of making underwriting decisions, including but not limited to decisions to nonrenew a policy. An inquiry is any contact initiated by an insured that is not the filing of a claim to an insurer.