A group health insurance policy shall contain a provision that a copy of the application, if any, of the policyholder shall be attached to the policy when issued, that all statements made by the policyholder or by the person insured shall be deemed representations and not warranties, and that no statement made by any person insured shall be used in any contest unless a copy of the instrument containing the statement is or has been furnished to such person or, in the event of the death or incapacity of the insured person, to the individual's beneficiary or personal representative.
Structure Delaware Code
Chapter 35. GROUP AND BLANKET HEALTH INSURANCE
Subchapter I. Group Health Insurance
§ 3501. Group policies must meet group requirements.
§ 3504. Labor union or employee organization groups.
§ 3509. Requirements for other groups; out-of-state groups.
§ 3510. Disclosure requirements for other groups.
§ 3512. Group health insurance standard provisions generally.
§ 3515. Application; statements deemed representations.
§ 3522. Proofs of loss; disability.
§ 3523. Time for payment of benefits.
§ 3525. Physical examinations.
§ 3527. Information to debtors.