Delaware Code
Subchapter I. General Provisions
§ 3328. Third-party ownership.

The word “insured,” as used in this subchapter, shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for and owning a policy covering the insured or from being entitled under such a policy to any indemnities, benefits, and rights provided therein.

Structure Delaware Code

Delaware Code

Title 18 - Insurance Code

Chapter 33. HEALTH INSURANCE CONTRACTS

Subchapter I. General Provisions

§ 3301. Scope of chapter.

§ 3302. Short title.

§ 3303. Scope, format of policy [For application of this section, see 79 Del. Laws, c. 99, § 19].

§ 3304. Required provisions; captions; omissions; substitutions.

§ 3305. Entire contract; changes.

§ 3306. Time limit on certain defenses.

§ 3307. Grace period.

§ 3308. Reinstatement.

§ 3309. Notice of claim.

§ 3310. Claim.

§ 3311. Proofs of loss.

§ 3312. Time of payment of claims.

§ 3313. Payment of claims.

§ 3314. Physical examination; autopsy.

§ 3315. Legal actions.

§ 3316. Change of beneficiary.

§ 3317. Optional policy provisions.

§ 3318. Change of occupation.

§ 3319. Misstatement of age.

§ 3320. Overinsurance; all coverages.

§ 3321. Relation of earnings to insurance.

§ 3322. Unpaid premiums.

§ 3323. Conformity with state statutes.

§ 3324. Illegal occupation.

§ 3325. Intoxicants and narcotics.

§ 3326. Renewability.

§ 3327. Order of certain provisions.

§ 3328. Third-party ownership.

§ 3329. Requirements of other jurisdictions.

§ 3330. Policies issued for delivery in another state.

§ 3331. Conforming to statute.

§ 3332. Age limit.

§ 3333. Filing of rates.

§ 3334. Franchise health insurance law.

§ 3335. Newborn children.

§ 3336. Midwife services reimbursement.

§ 3337. Lead poisoning screening reimbursement [For application of this section, see 83 Del. Laws, c. 75, § 9].

§ 3338. Coverage of cancer monitoring test.

§ 3338A. Equal reimbursement for oral and intravenous anticancer medication.

§ 3338B. Coverage of drugs approved for treatment of certain cancers [For application of this section, see 81 Del. Laws, c. 180, §§ 3 and 4].

§ 3339. Refusal to contract.

§ 3340. Child abuse or neglect — Individual coverage.

§ 3341. Newborns and mothers health protection.

§ 3342. Obstetrical and gynecological coverage.

§ 3342A. Contraceptive coverage.

§ 3342B. Primary care coverage [For application of this section, see 81 Del. Laws, c. 392, § 12] [Effective until Jan. 1, 2027].

§ 3342B. Primary care coverage [For application of this section, see 81 Del. Laws, c. 392, § 12] [Effective Jan. 1, 2027].

§ 3343. Insurance coverage for serious mental illness [For application of this section, see 81 Del. Laws, c. 29, § 3; and 82 Del. Laws, c. 199, § 3].

§ 3344. Insurance coverage for diabetes.

§ 3344B. Cost sharing in prescription insulin drugs.

§ 3344C. Coverage for insulin pumps.

§ 3345. Annual pap smear coverage reimbursement.

§ 3346. Colorectal cancer screening.

§ 3347. Required coverage for reconstructive surgery following mastectomies.

§ 3348. Referrals.

§ 3349. Emergency care.

§ 3349A. Required coverage for volunteer ambulance company services.

§ 3350. Prescription medication.

§ 3350B. Copayment or coinsurance for prescription drugs limited [For application of this section, see 82 Del. Laws, c. 57, § 3].

§ 3351. Clinical trials.

§ 3351B. Experimental treatment coverage.

§ 3352. Newborn and infant hearing screening; coverage and reimbursement.

§ 3353. Use of social security numbers on insurance cards.

§ 3354. Supplemental coverage for children of insureds [For application of this section, see 79 Del. Laws, c. 99, § 19].

§ 3355. Phenylketonuria (PKU) and other inherited metabolic diseases.

§ 3356. Required coverage for scalp hair prosthesis.

§ 3357. Hearing aid coverage.

§ 3358. Dental services for children with a severe disability.

§ 3359. Health insurance; pharmacies; electronic reimbursement.

§ 3359B. Electronic medical (non-pharmaceutical) claims.

§ 3360. Screening of infants and toddlers for developmental delays.

§ 3362. Reimbursement for orthotic and prosthetic services.

§ 3363. Recommended immunizations.

§ 3364. Specialty tier prescription coverage.

§ 3365. School-based health centers.

§ 3366. Autism spectrum disorders coverage.

§ 3367. Payment for emergency medical services.

§ 3368. No lifetime or annual limits [For application of this section, see 79 Del. Laws, c. 99, § 19].

§ 3369. Notification and reasons for cancellation or nonrenewal [For application of this section, see 79 Del. Laws, c. 390, § 8].

§ 3370. Telehealth and telemedicine.

§ 3370A. Network disclosure and transparency.

§ 3370B. Coverage for treatment of pediatric autoimmune neuropsychiatric disorders associated with streptococcal infections and pediatric acute onset neuropsychiatric syndrome.

§ 3370C. Time of submitting claim for reimbursement.

§ 3370D. Coverage for epinephrine autoinjectors.

§ 3370E. Annual behavioral health well check [Effective Jan. 1, 2024].