A person engaged in the business of life, disability, or long-term care insurance may not do any of the following solely because an individual has been prescribed pre-exposure prophylaxis medication to prevent HIV infection:
(1) Deny, refuse to issue, refuse to renew, refuse to reissue, cancel, or otherwise terminate an insurance policy or restrict coverage.
(2) Add any surcharge or rating factor to a premium of an insurance policy.
(3) Otherwise discriminate in the offering, issuance, cancellation, amount of coverage, price, payment of claims, or any other condition of an insurance policy without additional actuarial justification.
Structure Delaware Code
Chapter 23. UNFAIR PRACTICES IN THE INSURANCE BUSINESS
§ 2301. Declaration of purpose.
§ 2303. Unfair methods of competition and unfair or deceptive acts or practices prohibited.
§ 2304. Unfair methods of competition and unfair or deceptive acts or practices defined.
§ 2305. Favored agent or insurer; coercion of debtors.
§ 2305A. Banks acting as insurance agents or brokers.
§ 2306. Power of Commissioner.
§ 2308. Cease and desist and penalty orders and modifications thereof.
§ 2309. Judicial review of orders.
§ 2310. Judicial review by intervenor.
§ 2311. Penalty for violation of cease and desist orders.
§ 2313. Provisions of chapter additional to existing law.
§ 2314. Immunity from prosecution.
§ 2315. Discrimination against individuals over 65 years of age.
§ 2316. Refusal to issue policy to blind or deaf persons prohibited.
§ 2317. Genetics based discrimination.
§ 2318. Care by advanced practice nurses.
§ 2319. Carrier post-claim adjudication audit record requests.
§ 2320. Discrimination prohibited; pre-exposure prophylaxis medication to prevent HIV infection.