Delaware Code
Chapter 17A. LICENSING OF PUBLIC ADJUSTERS
§ 1759. Regulations and scope.

(a) The Commissioner shall promulgate rules and regulations as are necessary to carry out this chapter.
(b) This chapter shall not apply to:

(1) An adjuster for or an agent or employee of an insurer or group of insurers under common control or ownership that, as a representative of the insurer or group, adjusts losses or damages under policies issued by the insurer or group of insurers;
(2) An agent or broker that acts as an adjuster without compensation for an insured for whom the agent or broker is acting as an agent or broker;
(3) An attorney at law who does not:

a. Regularly act as a public insurance adjuster; or
b. Represent to the public by sign, advertisement or other written or oral communication indicating that the attorney at law acts as a public insurance adjuster; or
(4) A licensed health-care provider, or employee of a licensed health-care provider, who prepares or files a health insurance claim form on behalf of a patient;
(5) Persons employed only for the purpose of obtaining facts surrounding a loss or furnishing technical assistance to a licensed adjuster, including but not limited to photographers, private investigators, engineers and handwriting experts;
(6) Any agent or other person who negotiates and/or settles claims arising under life and health insurance policies;
(7) A person who performs clerical duties for or as an employee of an insurance company, but who does not participate in negotiations with parties on disputed and/or contested claims; or
(8) Any person who settles subrogation claims between authorized insurers.

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