No life insurance company doing business in this state shall make or permit any distinction or discrimination in favor of individuals between insurants of the same class and expectation of life in the amount or payment of premiums or rates charged for policies of life or endowment insurance, or in the dividends or other benefits payable thereon, or in any other of the terms and conditions of the contracts it makes; nor shall any such company or any producer or other person make any contract of insurance or agreement as to such contract other than is plainly expressed in the policy issued thereon.
(1949 Rev., S. 6139; P.A. 96-193, S. 13, 36.)
History: Sec. 38-149 transferred to Sec. 38a-446 in 1991; P.A. 96-193 substituted “producer” for “agent, subagent, broker”, effective June 3, 1996.
See Sec. 38a-488 re prohibition against discrimination between individuals of same class with respect to premiums or rates charged.
See Sec. 38a-816 re unfair practices.
See Sec. 38a-825 re prohibition against premium rebate or other special favor.
Structure Connecticut General Statutes
Chapter 700b - Life Insurance, Annuities, Burial Contracts and Life Settlements
Section 38a-431. (Formerly Sec. 38-153). - Group insurance.
Section 38a-432. (Formerly Sec. 38-154). - Annuities.
Section 38a-432a. - Regulations concerning consumer annuity transactions.
Section 38a-434. (Formerly Sec. 38-155). - Insurance against accident and disease.
Section 38a-437. (Formerly Sec. 38-158). - Copy of application to be furnished.
Section 38a-438. (Formerly Sec. 38-130b). - Short title: Standard Nonforfeiture Law.
Section 38a-441. (Formerly Sec. 38-159c). - Notice to insured when life insurance policy paid up.
Section 38a-442. (Formerly Sec. 38-156). - Dating back of policies prohibited.
Section 38a-443. (Formerly Sec. 38-147). - Premium notes.
Section 38a-444. (Formerly Sec. 38-147b). - Life insurance policy loans. Interest rate allowable.
Section 38a-445. (Formerly Sec. 38-160). - Deferring the granting of loans and surrender values.
Section 38a-446. (Formerly Sec. 38-149). - Discrimination in favor of individuals prohibited.
Section 38a-447a. - Exclusion of coverage on the basis of naloxone prescription prohibited.
Section 38a-448 and 38a-449. (Formerly Secs. 38-151 and 38-152). - Affidavit of examining physician.
Section 38a-451. (Formerly Sec. 38-159a). - Trustee as beneficiary of policy.
Section 38a-452. (Formerly Sec. 38-159b). - Payment of interest on life insurance death benefits.
Section 38a-453. (Formerly Sec. 38-161). - Rights of creditors of insured against beneficiary.
Section 38a-455. - Assignment of incidents of ownership under group life policy.
Section 38a-457. - Accelerated benefits of life insurance policies.
Section 38a-460. - Accumulation fund arrangements. Definition.
Section 38a-464. (Formerly Sec. 38-32). - Burial contracts; license from Insurance Commissioner.
Section 38a-465. - Definitions.
Section 38a-465a. - Licensing of life settlement providers and brokers.
Section 38a-465b. - Denial, suspension or revocation of license. Refusal to renew license. Appeals.
Section 38a-465f. - Required disclosures.
Section 38a-465h. - Premium finance loans. Disclosures and certifications.
Section 38a-465i. - Violations.
Section 38a-465k. - Injunctions. Cease and desist orders. Damages.
Section 38a-465l. - Penalties.