(a) Whenever it appears to the commissioner that any person has violated, is violating or is about to violate any provision of the general statutes within the jurisdiction of the commissioner, or any regulation, rule, or order adopted or issued thereunder, the commissioner may send a notice to such person by registered or certified mail, return receipt requested, or by any express delivery carrier that provides a dated delivery receipt, unless such person is licensed by or registered with the commissioner, in which case the notice may be provided by personal delivery, as defined in section 4-166, in accordance with section 36a-52a. The notice shall be deemed received by the person on the earlier of the date of actual receipt, or seven days after mailing or sending, and in the case of a notice sent by electronic mail, the notice shall be deemed received by the person in accordance with section 36a-52a. Any such notice shall include: (1) A statement of the time, place, and nature of the hearing; (2) a statement of the legal authority and jurisdiction under which the hearing is to be held; (3) a reference to the particular sections of the general statutes, regulations, rules or orders alleged to have been violated; (4) a short and plain statement of the matters asserted; and (5) a statement indicating that such person may file a written request for a hearing on the matters asserted within fourteen days of receipt of the notice. If a hearing is requested within the time specified in the notice, the commissioner shall hold a hearing upon the matters asserted in the notice, unless the person fails to appear at the hearing. After the hearing, the commissioner shall determine whether an order to cease and desist should be issued against the person named in the notice. If the person does not request a hearing within the time specified in the notice or fails to appear at the hearing, the commissioner shall issue an order to cease and desist against the person. No such order shall be issued except in accordance with the provisions of chapter 54.
(b) If the commissioner finds that the public welfare requires immediate action, the commissioner may incorporate a finding to that effect in the notice sent in accordance with subsection (a) of this section and issue a temporary order requiring the person to cease and desist from the activity which constitutes such alleged violation and to take or refrain from taking such action as in the opinion of the commissioner will effectuate the purposes of this section. Such temporary order shall become effective on receipt and, unless set aside or modified by a court, shall remain in effect until the effective date of a permanent order or dismissal of the matters asserted in the notice.
(c) In the event that a party requests a continuance of the hearing and such request is granted by the presiding officer, the commissioner, in the commissioner's discretion, shall thereupon issue a temporary cease and desist order effective upon issuance. The issuance of such a temporary cease and desist order does not require a finding that the public welfare requires immediate action.
(d) Within five days of receipt of a temporary order issued pursuant to this section, any person named therein may apply to the superior court for the judicial district of Hartford for an injunction setting aside, limiting or suspending the enforcement, operation or effectiveness of such order pending final determination by the commissioner, and the court shall have jurisdiction to issue such injunction.
(P.A. 88-230, S. 1, 12; P.A. 90-98, S. 1, 2; P.A. 93-142, S. 4, 7, 8; P.A. 94-122, S. 28, 340; P.A. 95-220, S. 4–6; P.A. 01-48, S. 10; P.A. 07-91, S. 14; P.A. 17-233, S. 5; P.A. 21-130, S. 13.)
History: P.A. 94-122 effective January 1, 1995 (Revisor's note: P.A. 88-230, P.A. 90-98 and P.A. 93-142 authorized substitution of “judicial district of Hartford” for “judicial district of Hartford-New Britain” in public and special acts of the 1995 regular and special sessions, effective September 1, 1996); P.A. 95-220 changed effective date of P.A. 88-230 from September 1, 1996, to September 1, 1998, effective July 1, 1995; P.A. 01-48 amended Subsec. (a) by adding provision re express delivery; P.A. 07-91 amended Subsec. (b) to allow commissioner to issue a temporary order requiring person to take or refrain from taking such action as will effectuate purposes of section, effective June 5, 2007; P.A. 17-233 amended Subsec. (a) by adding provisions re commissioner may provide notice to licensee by personal delivery and notice sent by electronic mail deemed received in accordance with Sec. 36a-52a; P.A. 21-130 added “or registered with” in Subsec. (a), effective July 1, 2021.
Structure Connecticut General Statutes
Title 36a - The Banking Law of Connecticut
Chapter 664a - Administration and Enforcement
Section 36a-10. - General regulation-making authority.
Section 36a-11. (Formerly Sec. 36-10). - Appointment and restrictions.
Section 36a-12. (Formerly Sec. 36-11). - Employees. Restrictions.
Section 36a-13. (Formerly Sec. 36-12b). - Commissioner to submit estimates of expenditures.
Section 36a-14. (Formerly Sec. 36-13). - Reports to Governor and banks committee.
Section 36a-14a. - Quarterly report of revenue collected by department.
Section 36a-15. (Formerly Sec. 36-14). - Report of violations of law.
Section 36a-16. (Formerly Sec. 36-63). - Reports to commissioner; penalties.
Section 36a-18. (Formerly Sec. 36-9f). - Information re stock ownership or subscription.
Section 36a-19. (Formerly Sec. 36-17). - Accounting forms.
Section 36a-20. (Formerly Sec. 36-19). - Appraisal of real estate.
Section 36a-22. (Formerly Sec. 36-21a). - Declaratory rulings.
Section 36a-23a. - Designation of Martin Luther King, Jr. Corridors.
Section 36a-24b. - System-based licensure and registration.
Section 36a-24c. - Location of activity pursuant to a license or registration.
Section 36a-25. - Student Loan Ombudsman. Duties. Student loan borrower education course.
Section 36a-26. - Deposit index.
Section 36a-30. (Formerly Sec. 36-52a). - Community reinvestment. General requirements.
Section 36a-31. (Formerly Sec. 36-52b). - Community reinvestment notice.
Section 36a-33. (Formerly Sec. 36-52d). - Commissioner to prepare lists of banks.
Section 36a-37. - Community credit unions: Definitions.
Section 36a-37a. - Community reinvestment: General requirements.
Section 36a-37b. - Community reinvestment performance evaluation; copies.
Section 36a-37c. - Community reinvestment notice.
Section 36a-37d. - Community reinvestment performance; effects in connection with certain approvals.
Section 36a-37e. - Commissioner to prepare lists of credit unions.
Section 36a-40. (Formerly Sec. 36-2a). - Retention of Connecticut bank and credit union records.
Section 36a-41. (Formerly Sec. 36-9j). - Definitions.
Section 36a-42. (Formerly Sec. 36-9k). - Disclosure of financial records prohibited; exceptions.
Section 36a-44. (Formerly Sec. 36-9m). - Exceptions re confidential treatment of customer records.
Section 36a-45. (Formerly Sec. 36-9n). - Violations of financial records disclosure provisions.
Section 36a-52. - Cease and desist orders. Notice and hearing.
Section 36a-52a. - Notice to licensees and registrants by personal delivery.
Section 36a-53a. - False or misleading statements prohibited.
Section 36a-53b. - Prohibitions re activities subject to jurisdiction of commissioner.
Section 36a-54. (Formerly Sec. 36-6). - False entries by officials of financial institutions.
Section 36a-57. (Formerly Sec. 36-8). - Penalties for violation of banking law.
Section 36a-58. (Formerly Sec. 36-9). - Civil liability of officers.
Section 36a-60. - Deposit of fines or civil penalties in General Fund.