Each financial institution, other than a Connecticut credit union or federal credit union, shall post in each office at which deposits are accepted for each type of deposit account a prospective depositor may open, current deposit account disclosures. Each financial institution shall post in each office at which deposits are accepted for each type of deposit account a prospective depositor may open, a listing of all current deposit account charges. The information required to be posted may be in multiple documents, signs, separate pages or combined with other information relating to the deposit accounts.
(P.A. 79-433, S. 5, 11; P.A. 81-261, S. 4; P.A. 93-168, S. 4, 8; P.A. 94-14, S. 1, 2; 94-122, S. 151, 340.)
History: P.A. 79-433 effective July 1, 1980; P.A. 81-261 deleted the requirement that the schedules be posted in a location easily visible to depositors; P.A. 93-168 required a posting of the list of all deposit account disclosures or charges, effective June 23, 1993, except that compliance by financial institutions shall be optional prior to the mandatory compliance date of the regulations applicable to the financial institution promulgated pursuant to the Federal Truth in Savings Act, Subtitle F of Title II of the Federal Deposit Insurance Corporation Improvement Act of 1991, Public Law 102-242, as from time to time amended, or January 1, 1994, whichever is sooner; P.A. 94-14 changed the January 1, 1994, compliance date to July 1, 1995, effective April 25, 1994; P.A. 94-122 made technical changes, effective January 1, 1995; Sec. 36-27e transferred to Sec. 36a-319 in 1995.
Structure Connecticut General Statutes
Title 36a - The Banking Law of Connecticut
Section 36a-290. (Formerly Sec. 36-3). - Joint deposit and share accounts.
Section 36a-293. (Formerly Sec. 36-5). - Adverse claim to deposit account or share account.
Section 36a-296. (Formerly Sec. 36-110). - Deposits or share accounts in trust.
Section 36a-297. (Formerly Sec. 36-111). - Deposits or share accounts of minors.
Section 36a-298. (Formerly Sec. 36-106). - Notice of withdrawals.
Section 36a-300. (Formerly Sec. 36-108). - School savings deposits and time deposits.
Section 36a-301. (Formerly Sec. 36-9q). - Tax and loan accounts and note accounts.
Section 36a-303. (Formerly Sec. 36-9o). - Charge for overdraft, when prohibited.
Section 36a-305. (Formerly Sec. 36-9cc). - Regulations re cashing state checks.
Section 36a-307. (Formerly Sec. 36-9dd). - Interest on savings deposit accounts.
Section 36a-308. - Savings promotion raffles.
Section 36a-309. - Basic banking accounts.
Section 36a-315. (Formerly Sec. 36-27a). - Short title: Deposit Account Contract Act.
Section 36a-316. (Formerly Sec. 36-27b). - Definitions.
Section 36a-317. (Formerly Sec. 36-27c). - Prohibited acts of financial institutions.
Section 36a-317a. - Charges for stop payment orders.
Section 36a-317b. - Check cashing. Adequate identification.
Section 36a-319. (Formerly Sec. 36-27e). - Deposit account disclosures. List of charges.
Section 36a-320. (Formerly Sec. 36-27f). - Changes in deposit account charges. Notice.
Section 36a-322. (Formerly Sec. 36-27h). - Enforcement powers of commissioner.
Section 36a-323. (Formerly Sec. 36-27i). - Exceptions. Waivers.
Section 36a-330. (Formerly Sec. 36-382). - Definitions.
Section 36a-331. (Formerly Sec. 36-383). - Protection of public deposits.
Section 36a-332. (Formerly Sec. 36-385). - Powers of commissioner.
Section 36a-333. (Formerly Sec. 36-386). - Collateral requirements.
Section 36a-334. (Formerly Sec. 36-387). - Procedure upon loss.
Section 36a-335. (Formerly Sec. 36-388). - Subrogation of commissioner to depositor's rights.
Section 36a-337. (Formerly Sec. 36-390). - Securing of public deposits.
Section 36a-338. (Formerly Sec. 36-391). - Report of public depository. Maintenance of records.