Whenever a consumer reporting agency is required to provide a summary of rights to a consumer under section 609 of the federal "Fair Credit Reporting Act", 15 U.S.C. sec. 1681g, as amended, or under state law, the following notice must be included:
State Consumers Have the Right to Obtain a Security Freeze for Their Children or Legal Wards
You may obtain from a consumer reporting agency a credit report security freeze for your child who is under sixteen years of age or for your legal ward. If a consumer report has not yet been created for your child or legal ward, you may request that a consumer reporting agency create a consumer record for him or her and place a security freeze on his or her consumer record. You will not be charged to have a security freeze placed on your child's or legal ward's consumer report or to have a consumer record created for your child or legal ward and to have a security freeze placed on the consumer record. You will not be charged to have a security freeze placed on or removed from your child's or legal ward's credit report or record.
Source: L. 2018: Entire section added, (HB 18-1233), ch. 75, p. 654, § 3, effective January 1, 2019.
Structure Colorado Code
Title 5 - Consumer Credit Code
Article 18 - Colorado Consumer Credit Reporting Act
§ 5-18-102. Legislative Declaration
§ 5-18-104. Permissible Purposes - Prohibition
§ 5-18-105. Consumer Reports - Accuracy of Information
§ 5-18-106. Disclosures to Consumers
§ 5-18-107. Credit Scoring Related to the Extension of Credit Secured by a Dwelling - Definition
§ 5-18-108. Charges for Certain Disclosures
§ 5-18-109. Reporting of Information Prohibited
§ 5-18-110. Procedure for Disputed Information
§ 5-18-111. Consumer Report Information Block
§ 5-18-112. Security Freeze - Timing - Covered Entities - Cost
§ 5-18-112.5. Security Freeze for Protected Consumers
§ 5-18-113.5. Notice of Rights Regarding Protected Consumers
§ 5-18-115. Security Freeze - Exemptions
§ 5-18-116. Consumer's Right to File Action in Court or Arbitrate Disputes