An insurer may not refuse to insure, refuse to continue to insure, or limit the amount, extent, or kind of coverage available for life insurance, health insurance, or within an annuity to an individual, or charge an individual a different rate for the same coverage, solely because such individual executed a medical orders for scope of treatment form or has not executed a medical orders for scope of treatment form. With respect to all other conditions, persons who have executed a medical orders for scope of treatment form must be subject to the same standards of sound actuarial principles or actual or reasonably anticipated experience as are persons who have not executed a medical orders for scope of treatment form.
Source: L. 2010: Entire article added, (HB 10-1122), ch. 279, p. 1281, § 1, effective August 11. L. 2019: Entire section amended, (HB 19-1044), ch. 60, p. 211, § 5, effective August 2.
Cross references: For the legislative declaration in HB 19-1044, see section 1 of chapter 60, Session Laws of Colorado 2019.
Structure Colorado Code
Title 15 - Probate, Trusts, and Fiduciaries
Article 18.7 - Directives Concerning Orders for Scope of Treatment
Part 1 - Directives Concerning Medical Orders for Scope of Treatment
§ 15-18.7-101. Legislative Declaration
§ 15-18.7-103. Medical Orders for Scope of Treatment Forms - Form Contents
§ 15-18.7-105. Moral Convictions and Religious Beliefs - Notice Required - Transfer of a Patient
§ 15-18.7-106. Medical Orders for Scope of Treatment Form - Who May Consent
§ 15-18.7-108. Medical Orders for Scope of Treatment Form Not Required for Treatment
§ 15-18.7-109. Effect of a Medical Orders for Scope of Treatment Form on Life or Health Insurance
§ 15-18.7-110. Effect of Article on Existing Advance Medical Directives