Colorado Code
Part 3 - Standard Nonforfeiture and Valuation Act
§ 10-7-304. Computation of Nonforfeiture Benefit

Any paid-up nonforfeiture benefit available under the policy in the event of default in a premium payment due on any policy anniversary shall be such that its present value as of such anniversary shall be at least equal to the cash surrender value then provided for by the policy or, if none is provided for, that cash surrender value which would have been required by this part 3 in the absence of the condition that premiums shall be paid for at least a specified period.
Source: L. 61: p. 462, § 4. CRS 53: § 72-20-4. C.R.S. 1963: § 72-19-4.

Structure Colorado Code

Colorado Code

Title 10 - Insurance

Article 7 - Life Insurance

Part 3 - Standard Nonforfeiture and Valuation Act

§ 10-7-301. Short Title

§ 10-7-301.5. Definitions

§ 10-7-302. Compulsory Policy Provisions

§ 10-7-303. Computation of Cash Surrender Value

§ 10-7-304. Computation of Nonforfeiture Benefit

§ 10-7-305. Adjusted Premiums

§ 10-7-305.1. Adjusted Premiums for New Policies

§ 10-7-305.2. Future Premium Determination - Standards

§ 10-7-306. Calculation of Values - Supplemental Rules

§ 10-7-306.1. Calculation of Values - New Policies

§ 10-7-307. Exemptions

§ 10-7-308. Waiver Prohibited

§ 10-7-309. Minimum Standard of Valuation - Rules

§ 10-7-309.5. Minimum Standards of Valuation for New Policies - Definition

§ 10-7-310. Life and Endowment Reserves

§ 10-7-310.5. Individual Annuity and Pure Endowment Reserves

§ 10-7-311. Minimum Aggregate Reserves

§ 10-7-312. Optional Standards

§ 10-7-313. Minimum Reserves

§ 10-7-313.1. Minimum Reserves - Exceptions

§ 10-7-313.2. Minimum Standards for Other Coverages Including Accident and Health Insurance Contracts - Rules

§ 10-7-313.3. Valuation Manual for Policies Issued on or After the Operative Date of the Valuation Manual - Rules

§ 10-7-313.4. Requirements of a Principle-Based Valuation

§ 10-7-313.6. Experience Reporting for Policies in Force on or After the Operative Date of the Valuation Manual

§ 10-7-313.8. Confidentiality - Definitions

§ 10-7-313.9. Single State Exemption

§ 10-7-314. Automatic Premium Loans

§ 10-7-315. Operative Date

§ 10-7-316. Effect on Existing Policies