Code of Virginia
Chapter 18 - Short-Term Loans
§ 6.2-1802. Applicability

The provisions of this chapter shall not apply to any depository institution that does not elect to become licensed under this chapter. Electing to become licensed under this chapter shall constitute a waiver of the benefit of any and all laws of the Commonwealth and other states and federal laws preemptive of, or inconsistent with, the provisions of this chapter.
2002, c. 897, § 6.1-446; 2010, c. 794.

Structure Code of Virginia

Code of Virginia

Title 6.2 - Financial Institutions and Services

Chapter 18 - Short-Term Loans

§ 6.2-1800. Definitions

§ 6.2-1801. License requirement

§ 6.2-1802. Applicability

§ 6.2-1803. Application for license; form; content; fee

§ 6.2-1804. Bond required

§ 6.2-1805. Investigation of applications

§ 6.2-1806. Qualifications

§ 6.2-1807. Licenses; places of offices; changes

§ 6.2-1808. Acquisition of control; application

§ 6.2-1809. Retention of books, accounts, and records

§ 6.2-1810. Loan database

§ 6.2-1811. Annual report

§ 6.2-1812. Other reporting requirements

§ 6.2-1813. Investigations; examinations

§ 6.2-1814. Annual fees

§ 6.2-1815. Regulations

§ 6.2-1816. Required and prohibited business methods

§ 6.2-1816.1. Loan terms and conditions

§ 6.2-1817. Authorized fees and charges

§ 6.2-1817.1. Inflation adjustment of maximum monthly maintenance fee

§ 6.2-1818. Repealed

§ 6.2-1818.1. Refinancing of short-term loans

§ 6.2-1818.2. Statement of balance due; repayment and refunds

§ 6.2-1818.3. Restriction on certain fees and charges

§ 6.2-1818.4. Verification of borrower's income

§ 6.2-1819. Advertising

§ 6.2-1820. Other business

§ 6.2-1821. Suspension or revocation of license

§ 6.2-1822. Cease and desist orders

§ 6.2-1823. Notice of proposed suspension or revocation

§ 6.2-1824. Civil penalties

§ 6.2-1825. Criminal penalties

§ 6.2-1826. Validity of noncompliant loan agreement; private right of action

§ 6.2-1827. Application of chapter to Internet loans

§ 6.2-1828. Authority of Attorney General; referral by Commission to Attorney General

§ 6.2-1829. Violation of the Virginia Consumer Protection Act