Code of Virginia
Chapter 33 - Life Insurance Policies
§ 38.2-3326. Incontestability

A. Each group life insurance policy shall contain a provision that the validity of the policy shall not be contested, except for nonpayment of premiums, after it has been in force for two years from its date of issue.
B. The provision shall also state that no statement made by any person insured under the policy relating to his insurability or the insurability of his insured dependents shall be used in contesting the validity of the insurance with respect to which such statement was made:
1. After the insurance has been in force prior to the contest for a period of two years during the lifetime of the person about whom the statement was made; and
2. Unless the statement is contained in a written instrument signed by him.
Code 1950, § 38-429(1); 1952, c. 317, § 38.1-425; 1986, c. 562.

Structure Code of Virginia

Code of Virginia

Title 38.2 - Insurance

Chapter 33 - Life Insurance Policies

§ 38.2-3300. Requirements; exceptions

§ 38.2-3301. Ten-day right to examine policy

§ 38.2-3301.1. Delivery of individual life insurance policies

§ 38.2-3302. How premiums payable

§ 38.2-3303. Grace period

§ 38.2-3304. Policy constitutes entire contract; statements deemed representations

§ 38.2-3305. Incontestability

§ 38.2-3306. Misstatement of age

§ 38.2-3307. Participation in surplus

§ 38.2-3308. Policy loans

§ 38.2-3309. Nonforfeiture benefits and cash surrender values

§ 38.2-3310. Table of values and options

§ 38.2-3311. Reinstatement

§ 38.2-3312. Settlement

§ 38.2-3313. Table of installments

§ 38.2-3314. Title

§ 38.2-3315. Variations for certain forms of policies; providing more favorable terms

§ 38.2-3316. Provisions prohibited

§ 38.2-3317. Provisions required by other jurisdictions

§ 38.2-3318. Repealed

§ 38.2-3318.1. Group life insurance requirements

§ 38.2-3319. Repealed

§ 38.2-3319.1. Limits of group life insurance

§ 38.2-3319.2. Review of records

§ 38.2-3320. Repealed

§ 38.2-3320.1. Policies issued outside of the Commonwealth of Virginia

§ 38.2-3321. Repealed

§ 38.2-3321.1. Requirements for those marketing group life insurance

§ 38.2-3322. Repealed

§ 38.2-3322.1. Regulations

§ 38.2-3322.2. Lives covered

§ 38.2-3323. Group life insurance coverages of spouses, dependent children, and other persons

§ 38.2-3324. Standard provisions required; exceptions

§ 38.2-3325. Grace period

§ 38.2-3326. Incontestability

§ 38.2-3327. Entire contract; statements deemed representations

§ 38.2-3328. Evidence of individual insurability

§ 38.2-3329. Misstatement of age

§ 38.2-3330. Payment of benefits

§ 38.2-3331. Individual certificates

§ 38.2-3332. Right to individual policy upon termination of employment or membership

§ 38.2-3333. Right to individual policy upon termination of group policy or elimination of class of insured persons

§ 38.2-3334. Death after termination of group insurance and before issuance of individual policy

§ 38.2-3335. Additional persons becoming eligible

§ 38.2-3336. Provisions required by other jurisdictions

§ 38.2-3337. Assignment

§ 38.2-3338. Provisions prohibited

§ 38.2-3339. Exemption of group life insurance policies from legal process

§ 38.2-3340. Definition of industrial life insurance

§ 38.2-3341. Standard provisions required

§ 38.2-3342. Ten-day right to examine policy

§ 38.2-3343. Grace period

§ 38.2-3344. Policy and application to constitute entire contract; statements deemed representations

§ 38.2-3345. Incontestability

§ 38.2-3346. Misstatement of age

§ 38.2-3347. Nonforfeiture benefits and cash surrender values

§ 38.2-3348. Reinstatement

§ 38.2-3349. Table of nonforfeiture options

§ 38.2-3350. Settlement

§ 38.2-3351. Title

§ 38.2-3352. Provisions not required in certain policies

§ 38.2-3353. Provisions required by other jurisdictions

§ 38.2-3354. Prohibited provisions