Code of Virginia
Chapter 31 - Life Insurance
§ 38.2-3103. Fraudulent procurement of policy; penalty

A. No person shall knowingly secure, attempt to secure or cause to be secured a life insurance policy on any person who is not in an insurable condition by means of misrepresentations or false or fraudulent statements.
B. An insurance agent who violates this section shall be subject to penalties under § 38.2-1831 in addition to the penalties of § 38.2-218.
Code 1950, § 38-369; 1952, c. 317, § 38.1-434; 1986, c. 562.

Structure Code of Virginia

Code of Virginia

Title 38.2 - Insurance

Chapter 31 - Life Insurance

§ 38.2-3100. Scope of chapter

§ 38.2-3100.1. Forms of insurance authorized

§ 38.2-3100.2. Funding agreements

§ 38.2-3100.3. Requirements of life insurance or annuity contracts used to fund preneed funeral contracts

§ 38.2-3101. Legal reserve insurers

§ 38.2-3102. Domestic insurers prohibited from insuring lives and persons of residents of "reciprocal states."

§ 38.2-3103. Fraudulent procurement of policy; penalty

§ 38.2-3104. No policy to be issued purporting to take effect more than six months before application made; conversion permitted

§ 38.2-3105. What contracts with respect to life insurance may be made by minors

§ 38.2-3106. Suicide and execution not grounds of defense; exception

§ 38.2-3107. Incontestability of certain policies

§ 38.2-3108. Misstatement of age

§ 38.2-3109. Contestability of reinstated policy

§ 38.2-3110. Incontestability not applicable to excluded or restricted coverage

§ 38.2-3111. Assignment of life insurance policies

§ 38.2-3111.1. Annuity contract purchased to fund retirement benefits; transfer subject to Commission approval

§ 38.2-3112. Designation of testamentary trustee as beneficiary

§ 38.2-3113. Variable life insurance and variable annuities; separate accounts to be established; authority to issue; reports; special voting rights and procedures for owners

§ 38.2-3113.1. Modified guaranteed life insurance and modified guaranteed annuities; separate accounts; authority to issue; statements required; regulations to be issued; approval expenses

§ 38.2-3113.2. Qualified charitable gift annuities; issuance not business of insurance; disclosures to donors; unfair trade practices provisions not applicable

§ 38.2-3113.3. Educational loan provisions in life insurance policies

§ 38.2-3114. Statements required in variable life insurance and variable annuity contracts and certificates issued pursuant to group variable life insurance and group variable annuity contracts

§ 38.2-3115. Interest on life insurance and annuity contract proceeds

§ 38.2-3115.1. Accelerated payment of benefits

§ 38.2-3116. Commission to establish standards for simplified and readable life insurance and annuity policies

§ 38.2-3117. Standards for certain policies; prohibited policies

§ 38.2-3117.01. Provision of life insurance information upon notification of insured's death

§ 38.2-3117.1. Definitions

§ 38.2-3117.2. Explanation of settlement options

§ 38.2-3117.3. Supplemental contract

§ 38.2-3117.4. Disclosures for retained asset accounts to beneficiaries

§ 38.2-3118. Spendthrift trusts created under life insurance policies

§ 38.2-3119. Limitation on § 38.2-3118

§ 38.2-3120. Repealed

§ 38.2-3121. Segregation of proceeds not required

§ 38.2-3122. Proceeds and avails of life insurance policies and annuity contracts free of certain claims

§ 38.2-3122.1. Annuity contract purchased to fund retirement benefits; protection from creditor's claims

§ 38.2-3123. Repealed

§ 38.2-3124. Protection of insurers from creditor's claims

§ 38.2-3125. Other rights of beneficiaries and assignees protected

§ 38.2-3126. Repealed