Code of Alabama
Article 6 - Uniform Transfer on Death Security Registration Act.
Section 8-6-145 - Designation of Tod; Registration Cancelled or Changed.

The designation of a TOD beneficiary on a registration in beneficiary form has no effect on ownership until the owner's death. A registration of a security in beneficiary form may be cancelled or changed at any time by the sole owner or all then surviving owners, without the consent of the beneficiary.