Code of Alabama
Chapter 5A - Organization and Operation of Banks.
Section 5-5A-27 - Loans Secured by Own Stock; Purchase of Own Stock; Ownership of Capital Stock of Other Banks.

No bank shall make a loan taking its own stock as security therefor or directly or indirectly purchase shares of its own stock, except in pursuance of provisions of law for reducing its capital stock. No bank shall subscribe for or own capital stock in any other bank except in the usual course of business in payment of an indebtedness or in order to prevent a loss on a debt owing to it and the bank must sell said stock within one year from the time the same is acquired unless this time period is extended by the superintendent; provided, however, that nothing in this section shall prohibit the ownership by any bank of any stock in another bank acquired prior to May 28, 1980.

Structure Code of Alabama

Code of Alabama

Title 5 - Banks and Financial Institutions.

Chapter 5A - Organization and Operation of Banks.

Section 5-5A-1 - Procedure for Incorporation - Application for Permit.

Section 5-5A-2 - Procedure for Incorporation - Notice of Intention to Incorporate.

Section 5-5A-3 - Procedure for Incorporation - Affidavit of Proposed Incorporators; Affidavit of Proposed Stockholders; Submission of Proposed Certificate of Incorporation; Disclosure to Stockholders.

Section 5-5A-4 - Procedure for Incorporation - Investigation as to Fitness of Stockholders and Executive Officers and Necessity for Banks.

Section 5-5A-5 - Procedure for Incorporation - Filing of Objections to Incorporation of Proposed Bank; Investigation of Objections.

Section 5-5A-6 - Procedure for Incorporation - Certificate of Superintendent of Banks Authorizing Filing of Certificate of Incorporation.

Section 5-5A-7 - Procedure for Incorporation - Filing and Recordation of Certificate of Incorporation.

Section 5-5A-8 - Procedure for Incorporation - Refusal to Permit Incorporation; Appeal From Refusal to Banking Board.

Section 5-5A-9 - Procedure for Incorporation - Judicial Review.

Section 5-5A-10 - Permit to Transact Business - Required.

Section 5-5A-11 - Permit to Transact Business - Examination; Issuance and Recordation of Permit.

Section 5-5A-12 - Membership in Federal Deposit Insurance Corporation, Etc.

Section 5-5A-13 - Filing Fee; Other Fees.

Section 5-5A-14 - Capital - Minimum Amount Required for Incorporation of Bank.

Section 5-5A-15 - Capital - Increase or Decrease.

Section 5-5A-16 - Issuance of Capital Notes and Debentures.

Section 5-5A-17 - Amendment of Certificate of Incorporation; Approval of Amended Certificate of Incorporation.

Section 5-5A-18 - Powers of Banks Generally.

Section 5-5A-18.1 - Banks and Trust Companies to Have Power of Federally Chartered or Regulated Financial Institution.

Section 5-5A-19 - Reserves.

Section 5-5A-20 - Branch Banks; Commercial Affiliates.

Section 5-5A-21 - Surplus; Restriction on Dividends.

Section 5-5A-22 - Limits of Indebtedness.

Section 5-5A-23 - Investments and Loans With Respect to Housing.

Section 5-5A-25 - Acceptance of Drafts or Bills of Exchange Arising From Transactions Involving Shipment of Goods - Authority.

Section 5-5A-26 - Acceptance of Drafts or Bills of Exchange Arising From Transactions Involving Shipment of Goods - Limitations.

Section 5-5A-27 - Loans Secured by Own Stock; Purchase of Own Stock; Ownership of Capital Stock of Other Banks.

Section 5-5A-28 - Pledge of Assets.

Section 5-5A-29 - Security Not Required When Deposits Insured.

Section 5-5A-30 - Transactions of Business on Legal Holidays; Use of Automated Teller Machine or Other Instrumentality, Transaction Fees, Disclosure; Limitation on Contractual Fee Restrictions, Intent of Limitation, Applicability.

Section 5-5A-31 - Liability for Transactions on Legal Holidays.

Section 5-5A-32 - Closing of Banks, etc., Permitted on One Business Day of Each Week.

Section 5-5A-33 - Bank to Pay Checks Drawn on It at Par.

Section 5-5A-35 - Agreements Between Principal and Sureties on Bond for Deposit of Money and Assets in Bank, Etc.

Section 5-5A-36 - Notice Upon Maturity of Certificate of Deposit Issued for More Than 90 Days.

Section 5-5A-37 - Rights of Minors.

Section 5-5A-38 - Disposition of Small Deposits of Deceased Person - to Whom Payable; When Bond Required.

Section 5-5A-39 - Disposition of Small Deposits of Deceased Person - Time for Payment; When Payment Prohibited.

Section 5-5A-40 - Disposition of Deposit in Trust for Another Upon Death of Trustee.

Section 5-5A-41 - Payment of Deposits Made in Names of Two Persons Upon Death of One; More Than Two Persons With Provision for Survivorship.

Section 5-5A-42 - Adverse Claims to Deposits.

Section 5-5A-43 - Disclosure of Customer Financial Records.

Section 5-5A-44 - Acquisition of Majority of Voting Shares of a Bank; Procedure.

Section 5-5A-45 - Initiation of Run on Banks, Etc.

Section 5-5A-46 - False, etc., Statements, etc., Affecting Financial Standing of Bank.

Section 5-5A-47 - Liability of Directors or Officers; Enforcement Powers of Superintendent.