Code of Alabama
Chapter 18 - Small Loans.
Section 5-18-14 - Conduct of Other Business in Office of Licensee; Loan Business Confined to Licensed Offices; Acceptance of Liens on Real Estate as Security for Loans.

(a) Other business in same office. - No licensee shall conduct the business of making loans under this chapter within any office, suite, room or place of business in which any other business is solicited or engaged in or in association or conjunction with any other business until three days' written notice of an intention so to do has been given the supervisor. Upon receipt of written notification, the supervisor may investigate the facts and, if he finds that the character of the licensee and the nature of the other business warrant belief that such conduct of business would conceal violation or evasion of this chapter or of regulations lawfully made hereunder, he shall enter an order directing the licensee to discontinue said other business. The order shall be entered in the manner specified in and subject to the provisions of subsection (c) of Section 5-18-6.
(b) Business confined to licensed office. - No licensee shall conduct the business of making loans provided for by this chapter under any name or at any place of business within this state other than that stated in the license. Nothing in this section shall prevent the making of loans by mail nor prohibit accommodations to individual borrowers when necessitated by sickness or other emergency situations.
(c) Liens on real estate. - No licensee shall take a lien upon real estate as security for any loan made under this chapter, except such lien as is created by law through the entry or recording of a judgment.

Structure Code of Alabama

Code of Alabama

Title 5 - Banks and Financial Institutions.

Chapter 18 - Small Loans.

Section 5-18-1 - Short Title.

Section 5-18-2 - Legislative Findings of Fact and Declaration of Intent.

Section 5-18-3 - Definitions.

Section 5-18-4 - License - Required; Exemptions; Penalties for Violation of Section.

Section 5-18-5 - License - Application; Fees; Disposition of Fees.

Section 5-18-6 - License - Investigation of Application; Issuance or Denial of License.

Section 5-18-7 - License - Contents; Posting; Continuing Effect.

Section 5-18-8 - License - Place of Business of Licensee.

Section 5-18-9 - License - Revocation, Suspension, etc.; Investigation of Complaints.

Section 5-18-10 - Examinations of Licensees; Investigations; Enforcement Powers of Supervisor.

Section 5-18-11 - Books, Accounts and Records of Licensees; Annual Report.

Section 5-18-12 - Promulgation of Rules, Regulations and Orders by Supervisor; Furnishing of Certified Copies of Licenses, Regulations or Orders.

Section 5-18-13 - Advertising; Schedule of Charges.

Section 5-18-14 - Conduct of Other Business in Office of Licensee; Loan Business Confined to Licensed Offices; Acceptance of Liens on Real Estate as Security for Loans.

Section 5-18-15 - Interest Rates, Charges, and Fees.

Section 5-18-15.1 - Additional Late Payment Charge.

Section 5-18-16 - Duties of Licensees as to Making and Payment of Loans.

Section 5-18-17 - Insurance in Connection With Credit Transaction.

Section 5-18-18 - Charges, Rates, etc., as to Certain Loans.

Section 5-18-19 - Collection of Loans Made Outside State.

Section 5-18-20 - Review of Orders, etc., of Supervisor.

Section 5-18-21 - Enforceability of Provisions and Agreements Which Violate Chapter; Liability of Licensee for Actual Damage.

Section 5-18-22 - Modification, Amendment or Repeal of Chapter.

Section 5-18-23 - Maintenance of Listing of Licensees Doing Business in State; Public Access to Reports, Etc.