(a) No person shall in this state sell, solicit, or negotiate insurance for any class or classes of insurance unless the person is then licensed for that line of authority in accordance with this chapter. Any insurer accepting business directly from a person not licensed for that line of authority and not appointed by the insurer shall be liable to a fine up to three times the premium received from the person.
(b) No producer shall act on behalf of any insurer for which an appointment is not held under this chapter. A producer who is not acting on behalf of an insurer is not required to become appointed. For purposes of this section, a producer who refers business to an appointed producer pursuant to Section 27-7-34 shall not be deemed to be acting on behalf of the insurer with whom the business is placed, regardless of whether commissions on this business are shared.
(c) The commissioner shall prescribe and furnish on request all forms required in connection with application for, issuance, continuation, or termination of licenses and appointments.
Structure Code of Alabama
Chapter 7 - Property, Casualty and Surety Insurance Representatives.
Section 27-7-2 - Applicability of Chapter.
Section 27-7-3 - Applicability of Provision on Insurance Vending Machines.
Section 27-7-4 - Licenses - Requirement; Forms.
Section 27-7-4.1 - Licenses - Required to Receive Payment, Etc.
Section 27-7-4.2 - Licenses - Applicability to Insurance Producer.
Section 27-7-4.3 - Licenses - Insurance Producer Examination.
Section 27-7-4.4 - Fingerprints.
Section 27-7-5 - Licenses - Qualifications.
Section 27-7-5.1 - Licenses - Limited License for Motor Vehicle Rental Companies.
Section 27-7-5.2 - Licenses - Limited License for Travel Insurance Producers.
Section 27-7-5.3 - Licenses - Limited License for Self-Service Storage Facility.
Section 27-7-6 - Licenses - Artificial Entities.
Section 27-7-7 - Licenses - Application - Generally; Fees.
Section 27-7-8 - Licenses - Application - Statement of Appointing Insurer for Agent.
Section 27-7-9 - Licenses - Application - Statement of Appointing Agent or Broker for Solicitor.
Section 27-7-10 - Licenses - Examination - Scope; Notification; When Given.
Section 27-7-10.1 - Licenses - Examination - Waiting Period for Person Failing Two Examinations.
Section 27-7-11 - Licenses - Examination - Study Materials; Contents; Conduct; Grading.
Section 27-7-12 - Licenses - Examination - Renewal or Continuation.
Section 27-7-13 - Licenses - Examination - Exemptions; Exception.
Section 27-7-14 - Licenses - Examination - Consultations With Experienced Persons.
Section 27-7-14.1 - Licenses - Lines of Authority; Renewal.
Section 27-7-15 - Licenses - Issuance or Refusal.
Section 27-7-16 - Licenses - Reapplication or Reexamination Upon Denial; Fees Therefor.
Section 27-7-17 - Licenses - Contents; Centralized Producer License Registry.
Section 27-7-18 - Licenses - Continuation and Expiration; Exception.
Section 27-7-19 - Licenses - Penalties.
Section 27-7-20 - Licenses - Proceedings to Suspend or Revoke.
Section 27-7-21 - Licenses - Notice of Refusal to Renew or of Suspension or Revocation.
Section 27-7-22 - Licenses - Return for Cancellation; Affidavit in Lieu Thereof.
Section 27-7-23 - Temporary License - Generally.
Section 27-7-24 - Temporary License - Pending Examination of Agent.
Section 27-7-25 - Temporary License - Agent Properly Licensed in Another State.
Section 27-7-28 - Nonresident Agents or Brokers - License Generally.
Section 27-7-29 - Nonresident Agents or Brokers - Service of Process.
Section 27-7-29.1 - Exemptions for Individuals Licensed in Other State.
Section 27-7-29.2 - Notification of Assumed Name.
Section 27-7-30 - Appointment of Producer - Generally.
Section 27-7-30.1 - Appointment of Producer - Notification of Termination.
Section 27-7-30.2 - Liability for Disclosure of Information, Etc.
Section 27-7-30.3 - Confidentiality and Disclosure of Information.
Section 27-7-30.4 - Failure to Report, Etc.
Section 27-7-31 - Rights of Agent Following Termination of Appointment; Exception.
Section 27-7-32 - Place of Business; Display of License.
Section 27-7-34 - Placing of Insurance by Producer Not Appointed.
Section 27-7-35 - Division or Sharing of Commissions by Licensees.
Section 27-7-35.1 - Payment of Commission, etc., to Person Not Licensed.
Section 27-7-36 - Accounting for and Payment of Trust Funds by Licensees.
Section 27-7-37 - Complaints Against Licensees; Notice, Hearing, and Orders Thereon.
Section 27-7-38 - Privileged Information.
Section 27-7-39 - Reporting of Administrative Action, Etc.
Section 27-7-40 - Disposition of Fines.
Section 27-7-41 - Validity of Certain Licenses, Appointments.
Section 27-7-43 - Rules and Regulations Under Amendatory Act.
Section 27-7-44 - Rules and Regulations Governing Disclosure of Nonpublic Personal Information.