Code of Alabama
Chapter 44 - Life and Disability Insurance Guaranty Association.
Section 27-44-6 - Creation of Association; Membership; Accounts; Supervision.

(a) There is created a nonprofit unincorporated legal entity to be known as the Alabama Life and Disability Insurance Guaranty Association. All member insurers shall be and remain members of the association as a condition of their authority to transact insurance in this state. The association shall perform its functions under the plan of operation established and approved under Section 27-44-10 and shall exercise its powers through a board of directors established under Section 27-44-7. For purposes of administration and assessment the association shall maintain three accounts:
(1) The disability insurance account;
(2) The life insurance account; and
(3) The annuity account.
(b) The association shall come under the immediate supervision of the commissioner and shall be subject to the applicable provisions of the insurance laws of this state.

Structure Code of Alabama

Code of Alabama

Title 27 - Insurance.

Chapter 44 - Life and Disability Insurance Guaranty Association.

Section 27-44-1 - Short Title.

Section 27-44-2 - Purpose of Chapter.

Section 27-44-3 - Scope of Chapter.

Section 27-44-4 - Construction of Chapter.

Section 27-44-5 - Definitions.

Section 27-44-6 - Creation of Association; Membership; Accounts; Supervision.

Section 27-44-7 - Board of Directors; Selection of Members; Vacancies; Organizational Meeting; Reimbursement for Expenses.

Section 27-44-8 - Powers and Duties of Association.

Section 27-44-9 - Assessments.

Section 27-44-10 - Submission of Plan of Operation and Amendments; Promulgation of Rules in Absence of Plan.

Section 27-44-11 - Duties and Powers of Commissioner; Appeal and Review; Notification.

Section 27-44-12 - Duties of Commissioner and Board With Regard to Detection and Prevention of Insolvencies or Impairment.

Section 27-44-13 - Credits for Assessments Paid.

Section 27-44-14 - Liability of Unpaid Assessments; Records of Negotiations and Meetings; Association Deemed Creditor of Impaired or Insolvent Insurer; Judicial Distribution of Ownership Rights of Insolvent Insurer; Recovery by Receiver of Certain Di...

Section 27-44-15 - Examination and Regulation of Association; Annual Report.

Section 27-44-16 - Tax Exemptions.

Section 27-44-17 - Immunity Under Chapter.

Section 27-44-18 - Stay of Proceedings; Reopening Default Judgments.

Section 27-44-20 - Association, Policyholders, Beneficiaries, and Insureds to Have Preferred Creditor Status.

Section 27-44-21 - Immediate Access of Associations in This and Other States to Assets of Insolvent Insurer; Application to Court; Contents of Proposal; Notice.