(a) No person shall act as an insurer and no insurer shall transact insurance in this state unless so authorized by a subsisting certificate of authority issued to it by the commissioner, except as to such transactions as are expressly otherwise provided for in this title.
(b) No insurer shall from offices or by personnel or facilities located in this state solicit insurance applications or otherwise transact insurance in another state or country unless it holds a subsisting certificate of authority issued to it by the commissioner authorizing it to transact the same kind or kinds of insurance in this state.
Structure Code of Alabama
Chapter 3 - Authorization of Insurers.
Section 27-3-1 - Certificate of Authority - Requirement.
Section 27-3-2 - Certificate of Authority - Exceptions - Generally.
Section 27-3-4 - Authority to Transact Insurance - Eligibility.
Section 27-3-5 - Authority to Transact Insurance - Use of Name by Insurer.
Section 27-3-6 - Authority to Transact Insurance - Kind or Combinations of Kinds - Restrictions.
Section 27-3-8 - Authority to Transact Insurance - Kind or Combinations of Kinds - Special Surplus.
Section 27-3-9 - Minimum Capital and Surplus for New Domestic Stock Life Insurance Company.
Section 27-3-11 - Deposit Requirements - Generally.
Section 27-3-12 - Deposit Requirements - Special Deposit - Surety Insurers.
Section 27-3-13 - Deposit Requirements - Special Deposit - Title Insurers.
Section 27-3-14 - Deposit Requirements - Alien Insurers - Generally.
Section 27-3-15 - Deposit Requirements - Alien Insurers - Trusteed Assets.
Section 27-3-16 - Lloyd's Insurers.
Section 27-3-17 - Application for Certificate of Authority - Filing.
Section 27-3-19 - Continuance, Expiration, Reinstatement and Amendment of Certificates.
Section 27-3-20 - Suspension or Revocation of Certificates - Mandatory Grounds; Notice and Hearing.
Section 27-3-21 - Suspension or Revocation of Certificates - Additional Grounds; Notice and Hearing.
Section 27-3-22 - Suspension or Revocation of Certificates - Order and Notices.
Section 27-3-24 - Service of Process on Insurers - Appointment of Commissioner as Agent.
Section 27-3-25 - Service of Process on Insurers - How Served; Time to Answer or Plead.
Section 27-3-26 - Annual Statement of Insurers; Furnishing of Other Information on Request.
Section 27-3-26.1 - Annual Submission of Statement of Actuarial Opinion; Application for Exemption.
Section 27-3-27 - Insurers to Do Business Through Licensed Agents, etc.; Exceptions.
Section 27-3-28 - Execution of Contracts Through Countersigning Resident Agent; Exceptions.