No notice of cancellation of a policy to which Section 27-23-21 applies shall be effective unless mailed or delivered by the insurer to the named insured at least 20 days prior to the effective date of cancellation; provided, however, that where cancellation is for nonpayment of premium, at least 10 days' notice of cancellation accompanied by the reason therefor shall be given. Unless the reason, or reasons, accompany or are included in the notice of cancellation, the notice of cancellation shall state, or be accompanied by a statement, that upon written request of the named insured, mailed or delivered to the insurer not less than 15 days prior to the effective date of cancellation, the insurer will specify the reason, or reasons, for such cancellation.
Structure Code of Alabama
Chapter 23 - Casualty Insurance Contracts.
Article 2 - Cancellation of Automobile Liability Insurance.
Section 27-23-20 - Definitions.
Section 27-23-21 - Reasons for Cancellation.
Section 27-23-22 - Effect of Renewal.
Section 27-23-23 - Notice of Cancellation - Time; Reasons.
Section 27-23-24 - Notice of Cancellation - Availability of Assigned Risk Plan Notification.
Section 27-23-25 - Notice of Cancellation - Proof of Notice.
Section 27-23-26 - Specification of Reasons for Cancellation Upon Insured's Request.
Section 27-23-27 - Liability of Insurer, etc., for Statements, Etc.