There shall be a provision, with respect to benefits provided in the form of merchandise and services incident to the burial of the insured, that the policy shall be incontestable from its date of issue except for nonpayment of premiums and, with respect to benefits payable in cash, monuments, waiver of premium benefits and disability benefits, a provision that the policy shall be incontestable after it has been in force during the lifetime of the insured for a period of two years from its date of issue, except for nonpayment of premiums and except, at the option of the insurer, as to provisions relating to benefits in event of dismemberment or disability or to additional benefits for death by accident or accidental means.
Structure Code of Alabama
Chapter 17 - Burial Insurance Policies.
Section 27-17-1 - Applicability of Chapter; "Burial Insurance" Defined.
Section 27-17-2 - Policy Provisions - Generally.
Section 27-17-3 - Policy Provisions - Grace Period.
Section 27-17-4 - Policy Provisions - Entire Contract; Representations.
Section 27-17-5 - Policy Provisions - Incontestability.
Section 27-17-6 - Policy Provisions - Reinstatement.
Section 27-17-7 - Policy Provisions - Authorized Funeral Director or Monument Dealer.
Section 27-17-8 - Policy Provisions - Furnishing of Merchandise and Services - Generally.
Section 27-17-10 - Policy Provisions - Beneficiary.
Section 27-17-11 - Policy Provisions - Payment of Cash Benefits.
Section 27-17-12 - Policy Provisions - Waiver, etc., of Policy Terms or Conditions.
Section 27-17-13 - Policy Provisions - Nonforfeiture Benefits and Cash Surrender Values.
Section 27-17-14 - Policy Provisions - Title.
Section 27-17-15 - Applicability of Other Provisions to Chapter.