The board may offer retirees a supplemental policy that provides secondary coverage to other employer group coverage and certain requirements shall be maintained regarding retiree health coverage and cost sharing.
(1) For employees who retire after September 30, 2005, and who become employed by an employer that provides employees at least 50 percent of the cost of single health insurance coverage and that qualify to receive other employer group health insurance coverage through that employer shall be required to use the employer's health benefit plan for primary coverage and the Public Education Employees' Health Insurance Plan may provide supplemental secondary coverage.
(2) For retirees who have spouses with other employer group health insurance coverage available to them through their employer or previous employer, the board may provide such retirees with a supplemental coverage policy to the other employer group health insurance coverage in lieu of full basic medical plan coverage through the plan.
(3) An employer that provides its employees and their spouses with other employer group health insurance coverage may not exclude a retiree, as defined under Section 16-25A-1(13), or his or her spouse from coverage by application of a provision which does not also apply on the same terms and conditions to other retirees or their spouses. No provision of this section requires an employer to amend its plan to provide additional benefits.
Structure Code of Alabama
Chapter 25A - Public Education Employees' Health Insurance.
Article 1 - General Provisions.
Section 16-25A-1 - Definitions.
Section 16-25A-2.1 - Board as Body Corporate for Management of Plan.
Section 16-25A-3 - Board, Employees Not Liable for Good Faith Performance.
Section 16-25A-5.1 - Supplemental Policy to Provide Secondary Coverage for Employees.
Section 16-25A-5.2 - Supplemental Policy to Provide Secondary Coverage for Retirees.
Section 16-25A-6 - Exclusions.
Section 16-25A-7 - Authorization and Execution of Contracts; Evidence of Coverage; Denial of Claims.
Section 16-25A-8.1 - Retiree Contribution Based on Years of Service.
Section 16-25A-9 - Eligible Employees Covered.
Section 16-25A-10 - Payment to Physician, Hospital, etc., Furnishing Service or to Insured.
Section 16-25A-13 - Advisory Committee.
Section 16-25A-15 - Rules and Regulations.
Section 16-25A-17.1 - Assistance to Low Income Employees and Retirees.
Section 16-25A-18 - Generic Equivalent Medications.
Section 16-25A-19 - Maintenance of Records; Annual Report.