(a) A person commits the crime of illegal possession of a credit or debit card if, knowing that he or she does not have the consent of the owner, he or she takes, exercises control over, or otherwise uses the card.
(b) A person commits the crime of fraudulent use of a credit card or debit card if he or she uses, attempts to use, or allows to be used, a credit card or debit card for the purpose of obtaining property, services, or anything else of value with knowledge that:
(1) The card is stolen; or
(2) The card has been revoked or cancelled; or
(3) For any other reason the use of the card is unauthorized by either the issuer or the person to whom the credit card or debit card is issued. The mere use by the original issuee of a credit card or debit card which has expired is not within the provisions of subdivision (b)(3) of this section.
(c) "Credit card" means any instrument or device, including a card to obtain telecommunication services, whether known as a credit card, credit plate, bank service card, banking card, check guarantee card, welfare card, a card used to facilitate the transfer of government benefits such as an electronic benefit transfer card (EBT card) or similar card, or a debit card, or by any other name, including an account number, issued with or without fee by an issuer for the use of the cardholder in obtaining money, goods, services, or anything else of value, including telecommunication services, on credit or for use in an automated banking device to obtain any of the services offered through the device.
(d) "Debit card" means any instrument or writing or other evidence known by any name issued with or without fee by an issuer for the use of a depositor in obtaining money, goods, services, or anything else of value, payment of which is made against funds previously deposited in an account with the issuer.
(e) Illegal possession of or fraudulent use of a credit card or debit card is a Class D felony.
Structure Code of Alabama
Chapter 9 - Forgery and Fraudulent Practices.
Article 1 - Forgery and Related Offenses.
Section 13A-9-1 - Definitions.
Section 13A-9-2 - Forgery in the First Degree.
Section 13A-9-3 - Forgery in the Second Degree.
Section 13A-9-3.1 - Forgery in the Third Degree.
Section 13A-9-4 - Forgery in the Fourth Degree.
Section 13A-9-5 - Criminal Possession of Forged Instrument in the First Degree.
Section 13A-9-6 - Criminal Possession of Forged Instrument in the Second Degree.
Section 13A-9-6.1 - Criminal Possession of Forged Instrument in the Third Degree.
Section 13A-9-7 - Criminal Possession of Forged Instrument in the Fourth Degree.
Section 13A-9-9 - Criminal Possession of Forgery Device.
Section 13A-9-10 - Criminal Simulation.
Section 13A-9-11 - Obtaining Signature by Deception.
Section 13A-9-12 - Offering False Instrument for Recording; Nullifaction or Expungement From Record.
Section 13A-9-13.1 - Negotiating Worthless Negotiable Instrument - Generally.
Section 13A-9-13.3 - Negotiating Worthless Negotiable Instrument - Prima Facie Evidence of Identity.
Section 13A-9-14 - Illegal Possession or Fraudulent Use of Credit Card or Debit Card.
Section 13A-9-14.1 - Fraud by Persons Authorized to Provide Goods and Services; Definitions.
Section 13A-9-15 - Reporting of Credit Card Lost, Stolen, or Mislaid.
Section 13A-9-16 - Unlawfully Using Slugs - Definitions.
Section 13A-9-17 - Unlawfully Using Slugs - Prohibition.
Section 13A-9-18 - Criminal Impersonation.
Section 13A-9-18.1 - Giving of False Name or Address to a Law Enforcement Officer.
Section 13A-9-19 - Change Bills - Emitting as Money.