California Code
Insurance Code - INS
DIVISION 5 - INSURANCE ADJUSTERS

CHAPTER 1 - Insurance Adjuster Act

ARTICLE 1 - General Provisions

Section 14000. - 14000. This chapter may be cited as the Insurance Adjuster...

Section 14001. - 14001. As used in this chapter: (a) “Commissioner” means the...

Section 14002. - 14002. Nothing in this chapter shall be construed as entitling...

ARTICLE 2 - Administration

Section 14010. - 14010. The department succeeds to and is vested with all...

Section 14011. - 14011. The commissioner may, in accordance with the State Civil...

Section 14012. - 14012. Every power and duty granted to or imposed upon...

Section 14013. - 14013. The commissioner may adopt and enforce reasonable rules: (a)...

ARTICLE 3 - Regulation, Licensing, and Registration

Section 14020. - 14020. (a) A person shall not engage in a business...

Section 14021. - 14021. An insurance adjuster within the meaning of this chapter...

Section 14022. - 14022. This chapter does not apply to: (a) (1) A...

Section 14022.5. - 14022.5. (a) In the event of an emergency situation as...

Section 14023. - 14023. An application for a license under this chapter shall...

Section 14024. - 14024. An application shall be verified and shall include: (a)...

Section 14025. - 14025. Before an application for a license is granted, the...

Section 14026. - 14026. The commissioner may require an applicant, or his or...

Section 14026.5. - 14026.5. Where a person who is or has been licensed...

Section 14027. - 14027. Payment of the application fee prescribed by this chapter...

Section 14028. - 14028. After a hearing the commissioner may deny a license...

Section 14028.5. - 14028.5. The commissioner may, without hearing, deny a license if...

Section 14029. - 14029. (a) The business of each licensee shall be operated...

Section 14030. - 14030. Whenever the individual on the basis of whose qualifications...

Section 14031. - 14031. Whenever a hearing is held under this chapter to...

Section 14032. - 14032. The form and content of the license shall be...

Section 14033. - 14033. The license shall at all times be posted in...

Section 14034. - 14034. Upon the issuance of a license, a pocket card...

Section 14035. - 14035. A licensee shall, within 30 days after such change,...

Section 14036. - 14036. A license issued under this chapter is not assignable....

Section 14037. - 14037. A licensee shall at all times be legally responsible...

Section 14038. - 14038. (a) Any licensee or officer, director, partner, or manager...

Section 14039. - 14039. No person licensed as an insurance adjuster shall do...

Section 14040. - 14040. Any badge or cap insignia worn by a person...

Section 14041. - 14041. Each licensee shall maintain a record containing such information...

Section 14042. - 14042. A licensee shall not conduct a business under a...

Section 14043. - 14043. Each licensee shall file with the commissioner the complete...

Section 14044. - 14044. Every advertisement by a licensee soliciting or advertising business...

Section 14045. - 14045. A licensee shall not advertise or conduct business from...

Section 14046. - 14046. (a) (1) The department shall annually prepare and deliver...

Section 14047. - 14047. (a) For a claim under a policy of residential...

ARTICLE 4 - Bonds

Section 14050. - 14050. (a) A license shall not be issued under this...

Section 14051. - 14051. The bond required by this article shall be taken...

Section 14052. - 14052. (a) Every licensee who is required by this article...

Section 14053. - 14053. In lieu of the surety bond required by this...

Section 14054. - 14054. Bonds executed and filed with the commissioner pursuant to...

ARTICLE 5 - Disciplinary Proceedings

Section 14060. - 14060. Except as otherwise required to comply with the provisions...

Section 14061. - 14061. The commissioner may suspend or revoke a license issued...

Section 14061.5. - 14061.5. The commissioner may, without hearing, suspend or revoke a...

Section 14062. - 14062. The record of conviction, or a certified copy thereof,...

Section 14063. - 14063. The commissioner may suspend or revoke a license issued...

Section 14064. - 14064. The commissioner may suspend or revoke a license issued...

Section 14064.5. - 14064.5. (a) The commissioner may, at any time, deny, suspend,...

Section 14065. - 14065. The commissioner, in lieu of suspending or revoking a...

ARTICLE 6 - Nonresidents

Section 14070. - 14070. As used in this article, “presiding officer” means the...

Section 14071. - 14071. The acceptance by a nonresident licensee of any of...

Section 14072. - 14072. The acceptance of such rights and privileges as evidenced...

Section 14073. - 14073. Service shall be made by leaving a copy of...

Section 14074. - 14074. A notice of such service and a copy of...

Section 14075. - 14075. Proof of compliance with Section 14074 shall be made...

Section 14076. - 14076. The commissioner, or if the proceeding is heard before...

Section 14077. - 14077. The presiding officer shall keep a record of all...

Section 14078. - 14078. As used in this article, “nonresident” means a person...

ARTICLE 7 - Penal Provisions

Section 14080. - 14080. Any person who knowingly falsifies the fingerprints or photographs...

ARTICLE 7.5 - Crop Insurance Adjusters

Section 14085. - 14085. (a) Upon application, the commissioner shall issue a crop...

ARTICLE 8 - Expiration and Renewal of Licenses and Cards

Section 14090. - 14090. Every license, branch office certificate, and pocket card issued...

Section 14090.1. - 14090.1. (a) An individual who holds an insurance adjuster license...

Section 14090.2. - 14090.2. Notwithstanding Section 14090, the commissioner may establish license periods...

Section 14091. - 14091. Except as otherwise provided in this article, an expired...

Section 14092. - 14092. A suspended license or branch office certificate is subject...

Section 14093. - 14093. A revoked license or branch office certificate is subject...

Section 14094. - 14094. A license or branch office certificate which is not...

ARTICLE 9 - Revenue

Section 14097. - 14097. The amount of fees prescribed by this chapter, unless...

Section 14098. - 14098. The department shall receive and account for all money...

Section 14099. - 14099. Application or license fee shall not be refunded except...

CHAPTER 2 - Public Insurance Adjusters Act

ARTICLE 1 - General Provisions

Section 15000. - 15000. This chapter may be cited as the Public Insurance...

Section 15001. - 15001. As used in this chapter, the following terms have...

Section 15002. - 15002. Nothing in this chapter shall be construed as entitling...

ARTICLE 2 - Administration

Section 15003. - 15003. The commissioner may, in accordance with the State Civil...

Section 15004. - 15004. Every power and duty granted to or imposed upon...

Section 15005. - 15005. The commissioner may adopt and enforce reasonable rules: (a)...

ARTICLE 3 - Regulation, Licensing, and Registration

Section 15006. - 15006. (a) No person shall engage in a business regulated...

Section 15007. - 15007. A public insurance adjuster within the meaning of this...

Section 15008. - 15008. This chapter does not apply to any of the...

Section 15009. - 15009. An application for a license under this chapter shall...

Section 15009.1. - 15009.1. (a) The applicant shall complete a 20-hour prelicensing course...

Section 15010. - 15010. An application shall be verified and shall include all...

Section 15011. - 15011. Before an application for a license is granted, the...

Section 15012. - 15012. The license issued by the commissioner shall include, but...

Section 15013. - 15013. Each applicant for a license as a public insurance...

Section 15016. - 15016. (a) The apprentice public insurance adjuster license is a...

Section 15017. - 15017. (a) A nonresident license shall be issued by the...

Section 15018. - 15018. After a hearing, the commissioner may deny a license...

Section 15018.5. - 15018.5. The commissioner may, without hearing, deny an application if...

Section 15019. - 15019. Whenever a hearing is held under this chapter to...

Section 15020. - 15020. The form and content of the license shall be...

Section 15021. - 15021. The license shall at all times be posted in...

Section 15022. - 15022. Upon the issuance of a license, a pocket card...

Section 15023. - 15023. A license issued under this chapter is not assignable....

Section 15024. - 15024. Each licensee shall file with the commissioner the complete...

Section 15025. - 15025. A licensee shall within 30 days of the change...

Section 15026. - 15026. A licensee shall not advertise or conduct business from...

Section 15027. - 15027. (a) A licensee shall not, directly or indirectly, act...

Section 15027.1. - 15027.1. (a) In addition to the restrictions in subdivision (e)...

Section 15027.5. - 15027.5. Any person acting as a public adjuster who has...

Section 15028. - 15028. No person licensed as a public insurance adjuster shall...

Section 15028.5. - 15028.5. (a) A public insurance adjuster shall maintain a complete...

Section 15028.6. - 15028.6. All funds received as claim proceeds by any person...

Section 15028.7. - 15028.7. (a) A public adjuster who receives, accepts, or holds...

Section 15029. - 15029. No person shall concurrently hold a license under the...

Section 15030. - 15030. Each licensee shall maintain a record containing that information...

Section 15031. - 15031. (a) A licensee shall not conduct a business under...

Section 15032. - 15032. Every advertisement by a licensee soliciting or advertising business...

ARTICLE 4 - Bonds

Section 15033. - 15033. No license shall be issued under this chapter unless...

Section 15034. - 15034. The bond required by this chapter shall be taken...

Section 15035. - 15035. Every licensee shall at all times maintain on file...

Section 15036. - 15036. In lieu of the surety bond required by this...

Section 15037. - 15037. Bonds executed and filed with the commissioner pursuant to...

ARTICLE 5 - Disciplinary Proceedings

Section 15038. - 15038. Except as otherwise required to comply with the provisions...

Section 15039. - 15039. The commissioner may suspend or revoke a license issued...

Section 15039.5. - 15039.5. The commissioner may, without hearing, suspend or revoke a...

Section 15040. - 15040. The record or conviction, or a certified copy thereof,...

Section 15041. - 15041. The commissioner shall suspend or revoke a license issued...

Section 15042. - 15042. The commissioner may suspend or revoke a license issued...

Section 15043. - 15043. The commissioner, in lieu of suspending or revoking a...

ARTICLE 6 - Nonresidents

Section 15044. - 15044. As used in this article, “presiding officer” means the...

Section 15045. - 15045. The acceptance of a nonresident licensee of any of...

Section 15046. - 15046. The acceptance of such rights and privileges as evidenced...

Section 15047. - 15047. Service shall be made by leaving a copy of...

Section 15048. - 15048. A notice of that service and a copy of...

Section 15049. - 15049. Proof of compliance with Section 15048 shall be made...

Section 15050. - 15050. The commissioner, or if the proceeding is heard before...

Section 15051. - 15051. The presiding officer shall keep a record of all...

Section 15052. - 15052. As used in this article, “nonresident” means a person...

ARTICLE 7 - Penal Provisions

Section 15053. - 15053. A person who knowingly falsifies the fingerprints or photographs...

ARTICLE 8 - Expiration and Renewal of Licenses and Cards

Section 15054. - 15054. Every license, branch office certificate, and pocket card issued...

Section 15055. - 15055. Notwithstanding Section 15054, the commissioner may establish license periods...

Section 15056. - 15056. (a) Except as otherwise provided in this article, an...

Section 15057. - 15057. A suspended license or branch office certificate is subject...

Section 15058. - 15058. A revoked license or branch officer certificate is subject...

Section 15059. - 15059. A license or branch office certificate which is not...

Section 15059.1. - 15059.1. (a) An individual who holds a public insurance adjuster...

Section 15059.2. - 15059.2. A person who fails to meet the requirements imposed...

Section 15060. - 15060. The amount of fees prescribed by this chapter is...

Section 15061. - 15061. The department shall receive and account for all moneys...

Section 15062. - 15062. Application or license fees shall not be refunded pursuant...

CHAPTER 3 - Emergency Disaster Assessment

ARTICLE 1 - General Provisions

Section 16000. - 16000. As used in this chapter, “state of emergency” means...

Section 16001. - 16001. This chapter shall apply to all insurers insuring real...

Section 16002. - 16002. The purpose and function of the disaster assessment teams...

ARTICLE 2 - Emergency Disaster Assessment

Section 16010. - 16010. In order to ensure an adequate response to disasters,...

Section 16010.5. - 16010.5. The commissioner shall establish insurance disaster assessment teams in...

Section 16011. - 16011. (a) Each team shall consist of not more than...

Section 16012. - 16012. Upon the occurrence of any state of emergency involving...

Section 16013. - 16013. State and local law enforcement officials shall permit an...

Section 16014. - 16014. The insurance disaster assessment team may use any of...

Section 16015. - 16015. The insurance disaster assessment team shall make a general...

Section 16016. - 16016. The insurance disaster assessment team shall compile its findings...

ARTICLE 3 - Adjuster Identification

Section 16020. - 16020. The commissioner, in consultation with the Office of Emergency...

Section 16021. - 16021. (a) In accordance with the methods established under Section...

Section 16022. - 16022. The commissioner shall distribute identification badges to insurance adjusters...

ARTICLE 4 - Coordination of Emergency Operations

Section 16030. - 16030. (a) The commissioner, in cooperation with insurers, the Office...

Section 16032. - 16032. Any privately owned or operated resources hired by an...