Ask a question on the site
Questions
Lawyers
Blogs
Legislation
Contacts
Become a lawyer
Login Registration
ARTICLE 1 - Definitions
Section 10231. - 10231. Unless the context requires otherwise, the definitions in this...
Section 10231.2. - 10231.2. “Long-term care insurance” includes any insurance policy, certificate, or...
Section 10231.3. - 10231.3. (a) For the purposes of this section, the following...
Section 10231.4. - 10231.4. “Applicant” means either of the following: (a) In the...
Section 10231.5. - 10231.5. “Certificate” means any certificate issued under a group long-term...
Section 10231.6. - 10231.6. “Group long-term care insurance” means a long-term care insurance...
Section 10231.8. - 10231.8. “Policy” means any policy, contract, subscriber agreement, rider or...
ARTICLE 3 - General Provisions
Section 10232. - 10232. (a) No group long-term care insurance coverage may be...
Section 10232.1. - 10232.1. (a) Every policy that is intended to be a...
Section 10232.2. - 10232.2. (a) Every insurer that offers policies or certificates that...
Section 10232.3. - 10232.3. (a) All applications for long-term care insurance except that...
Section 10232.4. - 10232.4. (a) No long-term care insurance policy or certificate other...
Section 10232.5. - 10232.5. On or after January 1, 1990, no long-term care...
Section 10232.6. - 10232.6. The commissioner may adopt regulations establishing loss ratio standards...
Section 10232.65. - 10232.65. In addition to any other requirements of law, the...
Section 10232.7. - 10232.7. (a) An applicant for a long-term care insurance policy...
Section 10232.8. - 10232.8. (a) In every long-term care policy or certificate that...
Section 10232.81. - 10232.81. Every long-term care policy, certificate, or rider that purports...
Section 10232.9. - 10232.9. (a) Every long-term care policy or certificate that purports...
Section 10232.92. - 10232.92. Every long-term care policy or certificate covering confinement in...
Section 10232.93. - 10232.93. Every long-term care policy or certificate shall define the...
Section 10232.95. - 10232.95. Every long-term care policy or certificate that provides reimbursement...
Section 10232.96. - 10232.96. When a policy or certificate holder of an insurance...
Section 10232.97. - 10232.97. In every long-term care policy or certificate that covers...
Section 10233. - 10233. Precedent to the payment of benefits for any care...
Section 10233.2. - 10233.2. Long-term care insurance may not: (a) Be canceled, nonrenewed,...
Section 10233.25. - 10233.25. No long-term care policy or certificate that is issued,...
Section 10233.3. - 10233.3. If a policy or certificate replaces another long-term care...
Section 10233.4. - 10233.4. No long-term care insurance benefits may be reduced because...
Section 10233.5. - 10233.5. (a) An outline of coverage shall be delivered to...
Section 10233.6. - 10233.6. A certificate issued pursuant to a group long-term care...
Section 10233.7. - 10233.7. No policy may be advertised, marketed, or offered as...
Section 10233.8. - 10233.8. (a) A long-term care insurance policy or certificate issued,...
ARTICLE 3 - Administration and Enforcement
Section 10234. - 10234. The commissioner shall, as required by this chapter, or...
Section 10234.2. - 10234.2. (a) In addition to all other powers and remedies...
Section 10234.3. - 10234.3. (a) Any broker, agent, or other entity determined by...
Section 10234.4. - 10234.4. In addition to the assessment of penalties and other...
Section 10234.5. - 10234.5. (a) Any broker, agent, insurer, or other entity within...
Section 10234.6. - 10234.6. (a) The commissioner shall, by June 1 of each...
Section 10234.7. - 10234.7. The commissioner’s annual report to the Legislature, as required...
Section 10234.75. - 10234.75. (a) The Long Term Care Insurance Task Force is...
ARTICLE 3.7 - Consumer Protection
Section 10234.8. - 10234.8. (a) With regard to long-term care insurance, all insurers,...
Section 10234.85. - 10234.85. No insurer, broker, agent, or other person shall cause...
Section 10234.86. - 10234.86. (a) Every insurer shall maintain records for each agent...
Section 10234.87. - 10234.87. (a) If an insurer replaces a policy or certificate...
Section 10234.9. - 10234.9. (a) Every insurer providing long-term care coverage in California...
Section 10234.93. - 10234.93. (a) Every insurer of long-term care in California shall:...
Section 10234.95. - 10234.95. (a) Every insurer or other entity marketing long-term care...
Section 10234.97. - 10234.97. (a) Any time long-term care coverage is replaced, the...
ARTICLE 4 - Implementation
Section 10235. - 10235. Except as provided in Section 10235.95, this article applies...
Section 10235.2. - 10235.2. No long-term care insurance policy delivered or issued for...
Section 10235.8. - 10235.8. No policy may be delivered or issued for delivery...
Section 10235.9. - 10235.9. (a) Every insurer shall report annually by June 30...
Section 10235.9a. - 10235.9a. For policies or certificates issued on or after January...
Section 10235.10. - 10235.10. Termination of long-term care insurance shall be without prejudice...
Section 10235.14. - 10235.14. (a) Individual long-term care insurance policies shall contain a...
Section 10235.16. - 10235.16. (a) Long-term care insurance application forms shall include a...
Section 10235.17. - 10235.17. For purposes of this chapter, the commissioner shall define...
Section 10235.18. - 10235.18. (a) Insurers using direct response solicitation methods shall deliver...
Section 10235.20. - 10235.20. The commissioner may waive a specific provision or provisions...
Section 10235.30. - 10235.30. (a) No insurer may deliver or issue for delivery...
Section 10235.35. - 10235.35. (a) Notwithstanding any other law, the commissioner may require...
Section 10235.36. - 10235.36. (a) When a shortened benefit period nonforfeiture benefit, as...
Section 10235.40. - 10235.40. (a) An individual long-term care policy or certificate shall...
Section 10235.45. - 10235.45. (a) If a life insurance policy contains long-term care...
Section 10235.50. - 10235.50. (a) A policy or certificate shall include a provision...
Section 10235.51. - 10235.51. (a) Every policy or certificate shall include a provision...
Section 10235.52. - 10235.52. (a) Each policy shall contain a provision that, if...
Section 10235.91. - 10235.91. In the event a non-medicaid national or state long-term...
Section 10235.94. - 10235.94. Every policy or certificate shall include a provision giving...
Section 10235.95. - 10235.95. (a) Notwithstanding Section 10235, this section applies to all...
Section 10236. - 10236. Every individual and group long-term care policy and certificate...
Section 10236.1. - 10236.1. (a) Benefits under individual long-term care insurance policies issued...
Section 10236.2. - 10236.2. Except where the provisions of a group contract provide...
Section 10236.5. - 10236.5. (a) Every certificate of group insurance issued or delivered...
Section 10236.8. - 10236.8. If a group long-term care policy is replaced by...
Section 10236.11. - 10236.11. The premium rate schedules for all individual and group...
Section 10236.12. - 10236.12. All actuaries used by the commissioner to review rate...
Section 10236.13. - 10236.13. No insurer may increase the premium for an individual...
Section 10236.14. - 10236.14. Approval of all premium rate schedule increases shall be...
Section 10236.15. - 10236.15. Premium rate schedule increases that have been approved shall...
ARTICLE 5 - Inflation Escalator and Benefit Increases
Section 10237. - 10237. This article applies to all long-term care insurance policies...
Section 10237.1. - 10237.1. No insurer may deliver or issue for delivery a...
Section 10237.2. - 10237.2. If the policy is issued to a group, the...
Section 10237.3. - 10237.3. The offer in Section 10237.1 shall not be required...
Section 10237.4. - 10237.4. (a) Inflation protection benefit increases under a policy that...
Section 10237.5. - 10237.5. (a) An inflation protection provision that increases benefit levels...
Section 10237.6. - 10237.6. (a) An insurer shall include the following information in...