As used in this chapter: 
(1) “Catastrophe” means: 
(A) Serious physical injury or death to five (5) or more persons; or 
(B) Substantial damage to five (5) or more occupiable structures or property loss in excess of five hundred thousand dollars ($500,000); 
(2) 
(A) “Occupiable structure” means a vehicle, building, or other structure: 
(i) In which any person lives or carries on a business or other calling; 
(ii) In which people assemble for a purpose of business, government, education, religion, entertainment, or public transportation; or 
(iii) That is customarily used for overnight accommodation of a person, whether or not a person is actually present. 
(B) “Occupiable structure” includes each unit of an occupiable structure divided into a separately occupied unit; 
(3) “Property” means real property or tangible or intangible personal property, including money or any paper or document that represents or embodies anything of value; 
(4) “Property of another person” means any property in which any person or government other than the actor has a possessory or proprietary interest; and 
(5) “Vital public facility” means a facility maintained for use for: 
(A) Public communication, transportation, or supply of water, gas, or power; 
(B) Law enforcement; 
(C) Fire protection; 
(D) Civil or national defense; or 
(E) Other public service.