Arkansas Code
Subchapter 2 - Automobile Liability Insurance Generally
§ 23-89-215. Priority of primary motor vehicle liability insurance coverage

The liability insurance policy covering a motor vehicle is primary when the motor vehicle is driven by:
(1) An insured; or
(2) Any other person:
(A) Not excluded from coverage under the policy;
(B) With the permission of an insured; and
(C) When the use of the motor vehicle is within the scope of the permission granted by an insured.

Structure Arkansas Code