(a) Excluding an annuity policy, a group policy shall contain a provision that when active employment is a condition of insurance, a provision that an insured may continue coverage during the insured's total disability by timely payment to the policyholder of that portion, if any, of the premium that would have been required from the insured had total disability not occurred.
(b) The continuation shall be on a premium-paying basis for a period of six (6) months from the date on which the total disability started, but not beyond the earlier of approval by the insurer of continuation of the coverage under any disability provision which the group insurance policy may contain or the discontinuance of the group insurance policy.
Structure Arkansas Code
Title 23 - Public Utilities and Regulated Industries
Chapter 83 - Group Life Insurance And Annuities
§ 23-83-101. Group contracts must meet group requirements
§ 23-83-103. Labor union groups
§ 23-83-105. Debtor groups and credit union groups
§ 23-83-106. Association groups
§ 23-83-107. Restrictions on coverage of other groups
§ 23-83-108. Restrictions on coverage of spouse and dependent children of group member
§ 23-83-109. Provisions required in policy
§ 23-83-110. Grace period for payment of premium provision
§ 23-83-111. Incontestability provision
§ 23-83-112. Application attached to policy provision — Statements deemed representations
§ 23-83-113. Insurability provision
§ 23-83-114. Misstatement of age provision
§ 23-83-115. Payment of benefits provision
§ 23-83-116. Issuance of certificate to policyholder provision
§ 23-83-117. Conversion on termination of eligibility provision
§ 23-83-118. Conversion on termination of policy provision
§ 23-83-119. Death pending conversion provision
§ 23-83-120. Continuation of coverage during insured's total disability provision
§ 23-83-121. Delivery of certificate of insurance to insured debtors provision
§ 23-83-122. Notice as to conversion right
§ 23-83-123. Group insurance on Arkansas residents placed in authorized insurers
§ 23-83-124. Group insurance in unauthorized insurer