(a) As used in this section:
(1)
(A) “Health benefit plan” means any group or blanket plan, policy, or contract for healthcare services issued or delivered in this state by healthcare insurers, including indemnity and managed care plans and the plans providing health benefits to state and public school employees under § 21-5-401 et seq., but excluding individual major medical plans and plans providing healthcare services under Arkansas Constitution, Article 5, § 32, the Workers' Compensation Law, § 11-9-101 et seq., and the Public Employee Workers' Compensation Act, § 21-5-601 et seq.
(B) “Health benefit plan” does not include an accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, disability income, or other limited benefit health insurance policy;
(2) “Healthcare insurer” means any insurance company, hospital and medical service corporation, or health maintenance organization issuing or delivering health benefit plans in this state and subject to any of the following laws:
(A) The insurance laws of this state;
(B) Section 23-75-101 et seq., pertaining to hospital and medical service corporations; and
(C) Section 23-76-101 et seq., pertaining to health maintenance organizations;
(3) “Licensed physical therapist, occupational therapist, or speech-language pathologist” means:
(A) A physical therapist licensed under §§ 17-93-101 — 17-93-312;
(B) An occupational therapist licensed under the Arkansas Occupational Therapy Practice Act, § 17-88-101 et seq.; and
(C) A speech-language pathologist licensed under §§ 17-100-102 — 17-100-308; and
(4) “Licensed primary care physician or osteopath” means a primary care physician and an osteopath licensed under §§ 17-80-101 — 17-95-505.
(b) An insurer shall not impose a copayment, coinsurance, or an office visit deductible amount or a combination of a copayment, coinsurance, or an office visit deductible amount charged to the insured for services rendered for a date of service by a licensed physical therapist, occupational therapist, or speech-language pathologist that is greater than the copayment, coinsurance, or office visit deductible amount charged to the insured for an office visit for the service of a licensed primary care physician or osteopath.
(c) An insurer shall state in its health benefit plan:
(1) The availability of physical therapy, occupational therapy, or speech-language pathologist coverage under its plan; and
(2) All related limitations, conditions, and exclusions.
Structure Arkansas Code
Title 23 - Public Utilities and Regulated Industries
Chapter 79 - Insurance Policies Generally
Subchapter 1 - General Provisions
§ 23-79-103. Insurable interest — Personal insurance
§ 23-79-104. Insurable interest — Property
§ 23-79-105. Application required — Life and accident and health insurance
§ 23-79-106. Application — Use as evidence — Alteration
§ 23-79-107. Application — Statements as representations
§ 23-79-108. Return of premium to rejected applicant
§ 23-79-109. Filing and approval of forms — Definitions
§ 23-79-110. Forms and premium rates — Grounds for disapproval — Definitions
§ 23-79-111. Standard provisions
§ 23-79-113. Charter or bylaw provisions excluded — Exception
§ 23-79-117. Underwriters' and combination policies
§ 23-79-118. Noncomplying forms
§ 23-79-119. Construction of policies
§ 23-79-121. Delivery of policy
§ 23-79-122. Negotiability of premium notes
§ 23-79-123. Renewal by certificate
§ 23-79-125. Payment by insurer — Discharge
§ 23-79-126. Forms for proof of loss
§ 23-79-127. Claims administration by insurer not waiver
§ 23-79-128. Right to insure spouse's life
§ 23-79-129. Coverage of newborn infants
§ 23-79-130. Impairment of speech or hearing
§ 23-79-131. Exemption of proceeds — Life insurance
§ 23-79-132. Exemption of proceeds — Group life
§ 23-79-133. Exemption of proceeds — Accident and health insurance
§ 23-79-134. Exemption of proceeds — Annuity contracts — Assignability of rights
§ 23-79-135. Prompt payment of certain claims required
§ 23-79-136. Agreement for insurer to invest premium prohibited
§ 23-79-137. Coverage for adopted minors
§ 23-79-138. Information to accompany policies
§ 23-79-139. Benefits for alcohol or drug dependency treatment — Definition
§ 23-79-140. Mammograms — Breast ultrasounds — Definitions
§ 23-79-141. Children's Preventive Health Care Act
§ 23-79-142. Payment for services of psychological examiners
§ 23-79-144. Minor children — Certain provisions denying or restricting coverage void
§ 23-79-146. Subrogation recovery
§ 23-79-147. Prescription medication — Definitions
§ 23-79-148. Medical transportation services
§ 23-79-149. Prescription drug benefits
§ 23-79-150. Healthcare plan — Health carrier — Definitions
§ 23-79-151. Liability insurance — Notice requirements prior to expiration of policy
§ 23-79-153. Health insurance — Closing a block of business
§ 23-79-154. Reimbursement for physician assistant services
§ 23-79-155. Commercial general liability insurance
§ 23-79-156. Health insurance exchange — Coverage of abortions prohibited — Definitions — Findings
§ 23-79-158. Denials of dental claims
§ 23-79-159. Notification of drug formulary changes
§ 23-79-160. Health insurance information regarding Health Care Independence Program
§ 23-79-161. Payment for oral anticancer medications — Definitions