Arkansas Code
Chapter 73 - Farmers' Mutual Aid Associations
§ 23-73-110. Legal existence

(a) The legal existence of the association begins from the date of the Insurance Commissioner's certificate authorizing it to begin business.
(b) Thereupon the board of directors named in its articles may:
(1) Adopt bylaws which shall be filed with the commissioner within thirty (30) days after adoption;
(2) Accept applications for insurance; and
(3) Transact business of the association, except that it shall not insure any property or issue any policies until it has received a certificate of authority to transact insurance as provided for in this chapter.