If a consumer owes multiple debts and makes a single payment to a debt collector with respect to the debts, the debt collector may not apply the payment to a debt that is disputed by the consumer and, if applicable, shall apply the payment in accordance with the consumer's directions.
Structure Arkansas Code
Title 17 - Professions, Occupations, and Businesses
Subtitle 2 - Nonmedical Professions
Chapter 24 - Collection Agencies
Subchapter 5 - Arkansas Fair Debt Collection Practices Act
§ 17-24-503. Acquisition of location information
§ 17-24-504. Communication in connection with debt collection
§ 17-24-505. Harassment or abuse
§ 17-24-506. False or misleading representations
§ 17-24-508. Validation of debts
§ 17-24-510. Legal actions by debt collectors