Arkansas Code
Subchapter 5 - Redemption
§ 16-66-504. Right of judgment creditor to redeem — Entry of redemption upon execution book

(a) At any time before the expiration of twelve (12) months from the sale of any land under the provisions of this subchapter which has not been redeemed, any judgment creditor may redeem the land in the manner set forth in subsection (b) of this section.
(b)
(1) The judgment creditor shall:
(A) Sue out an execution upon his or her judgment and place the execution in the hands of the proper officer;
(B) Pay to the officer the amount for which the premises were sold, and fifteen percent (15%) per annum thereon from the date of the sale, and all charges thereon for the use of the purchaser; and
(C) Offer to credit his or her execution with a sum at least equal to ten percent (10%) of the amount for which the land sold, which offer shall be regarded as his or her bid.

(2) All of which shall be endorsed upon the execution, and a statement thereof filed with the execution upon which the land was sold. Whereupon, the clerk shall endorse in the proper place upon the execution book that the creditor has bid for the redemption of the property, which shall be dated, and may be in substance as follows:

“A. B., a judgment creditor, bids … dollars, for the redemption of the property sold on this execution.

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