(a) A retail installment contract, or retail charge agreement, negotiated and entered into by mail or telephone without personal solicitation by a salesman or representative of the seller and based upon a catalog of the seller or other printed solicitation of business, if the catalog or other printed solicitation clearly sets out the cash sale prices and other terms of sales to be made through this medium, shall be made as provided in this section. The provisions of this chapter with respect to retail installment contracts and retail charge agreements are applicable to these sales, except that the retail installment contract when completed by the buyer need not contain the items required by AS 45.10.030.
(b) When the retail installment contract is received from the retail buyer, the seller shall prepare a written memorandum containing all of the information required by AS 45.10.030 to be included in a retail installment contract. Instead of delivering a copy of the contract to the retail buyer as provided in AS 45.10.020, the seller shall deliver to the buyer a copy of the memorandum before the due date of the first installment payable under the contract. If the catalog or other printed solicitation does not set out all of the other terms of sales in addition to the cash sales prices, the memorandum shall be delivered to the buyer before or at the time of delivery of the goods or services.
Structure Alaska Statutes
Chapter 10. Alaska Retail Installment Sales Act
Sec. 45.10.010. The contract document.
Sec. 45.10.030. Contents of contract.
Sec. 45.10.040. Other documents.
Sec. 45.10.050. Catalog or printed solicitation.
Sec. 45.10.060. Signing of incomplete contracts.
Sec. 45.10.080. Delinquency, collection, and other charges; other contract provisions.
Sec. 45.10.090. Receipts and requests for statements.
Sec. 45.10.100. Consolidation of contracts.
Sec. 45.10.110. Notice of service charge and monthly statement.
Sec. 45.10.120. Extent of service charge.
Sec. 45.10.140. Agreement not to assert claim or defense.
Sec. 45.10.150. Nonwaiver of chapter.
Sec. 45.10.160. Contracts and agreements executed before 1963.
Sec. 45.10.170. Action by attorney general.
Sec. 45.10.180. Assurance of discontinuance.
Sec. 45.10.190. Barring recovery for noncompliance.
Sec. 45.10.200. Penalty for violation of order or injunction.
Sec. 45.10.210. Penalty for violation of chapter.