Excepted benefits” means benefits under one or more or any combination of the following:
(1) benefits under
(A) coverage only for accident, disability income insurance, or both;
(B) coverage issued as a supplement to liability insurance;
(C) liability insurance, including general liability insurance and automobile liability insurance;
(D) workers' compensation or substantially similar insurance;
(E) automobile medical payment insurance;
(F) credit-only insurance;
(G) coverage for on-site medical clinics; or
(H) other similar insurance coverage, as specified in federal law, under which benefits for medical care are secondary or incidental to other insurance benefits;
(2) if offered as a separate insurance policy and otherwise not an integral part of a health care insurance plan, benefits under
(A) limited scope dental or vision coverage;
(B) coverage for long-term care, nursing home care, home health care, community-based care, or any combination; or
(C) other similar limited benefits as specified in federal law;
(3) if offered as independent noncoordinated benefits, benefits under coverage only for a specified disease or illness, or hospital indemnity or other fixed indemnity insurance; as used in this paragraph, “independent, noncoordinated benefits” means benefits that are provided under a separate policy if
(A) there is no coordination between the provision of the benefits and an exclusion of benefits under a health care insurance plan maintained by the same plan sponsor; and
(B) the benefits are paid with respect to an event without regard to whether benefits are provided for the event under a health care insurance plan maintained by the same plan sponsor;
(4) if offered as a separate insurance policy, benefits under
(A) Medicare supplemental policy as defined in 42 U.S.C. 1395ss(g)(1) (Social Security Act);
(B) coverage supplemental to the coverage provided under 10 U.S.C. 1071 - 1090; or
(C) similar supplemental coverage provided to coverage under a health benefit plan.
Structure Alaska Statutes
Article 2. Health Care Insurance Provisions, Requirements, and Restrictions.
Sec. 21.54.100. Unfair discrimination.
Sec. 21.54.110. Preexisting condition exclusion.
Sec. 21.54.120. Creditable coverage.
Sec. 21.54.130. Renewability, termination, and modification of coverage.
Sec. 21.54.140. Renewability of coverage for a multiple employer welfare arrangement.
Sec. 21.54.151. Mental health or substance use disorder benefits.